Financial Federal Bank
Memphis, TN
IDRSSD: 590976
Total Assets
$1.10B
Latest filing
Total Deposits
$840.83M
Latest filing
Net Interest Margin
2.35%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Financial Federal Bank
1715 Aaron Brenner Dr
Memphis, TN 38120
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1973FDIC Certificate 44674
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Financial Federal Bank (Main) | 1715 Aaron Brenner Dr | Memphis, TN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Paragon Bank
Memphis, Tennessee
→
Assets: $865.25MΔ -20.3%
Bank3
Memphis, Tennessee
→
Assets: $458.27MΔ -57.8%
Independent Bank
Memphis, Tennessee
→
Assets: $1.79BΔ +65.3%
First Horizon Bank
Memphis, Tennessee
→
Assets: $81.78BΔ +7432.0%
Studio Bank
Nashville, Tennessee
→
Assets: $1.08BΔ -0.8%
Commercial Bank & Trust Co.
Paris, Tennessee
→
Assets: $1.11BΔ +2.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1973 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38120 |
| State and County Number | 47157 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Memphis, TN-MS-AR |
Operational Info
| Number of Employees | 62 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.finfedmem.com |
| Data Updated | 11/14/2025 |
| CERT | 31840 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.10B |
| Total Deposits | $840.83M |
| Total Liabilities | $987.83M |
| Total Equity Capital | $107.29M |
| Net Income | $2.57M |
| Net Loans and Leases | $1.04B |
| Assets Per Employee ($Millions) | $17.38M |
| Bank Premises and Fixed Assets | $3.67M |
| Cash and Balances due from Depository Institutions | $36.61M |
| Deposits Held in Domestic Offices | $840.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 9.64% |
| Net Interest Margin | 2.35% |
| Efficiency Ratio | 53.49% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.797% |
| Earning Assets to total Assets | 98.33% |
Income and Expense
| Total Interest Income | $16.79M |
| Total Noninterest Income | $470.00k |
| Total Interest Expense | $10.49M |
| Total Noninterest Expense | $3.62M |
| Net Interest Income | $6.30M |
| Pre-tax Net Operating Income | $2.75M |
| Provision for Credit Losses | $400.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $134.62M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.37M |
| Total Liabilities and Capital | $1.10B |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Financial Federal Bank?
$1.10B as of the latest filing.
How much are Financial Federal Bank's total deposits?
$840.83M in total deposits.
Where is Financial Federal Bank located?
Memphis, TN.
What is the Net Interest Margin?
2.35%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1973.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$1.04B (latest filing).
What is the total interest income (latest filing)?
$16.79M.