Financial Federal Bank
Memphis, TN
IDRSSD: 590976
Total Assets
$1.10B
Latest filing
Total Deposits
$873.69M
Latest filing
Net Interest Margin
2.49%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
284071949MEMPHIS, TN
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Financial Federal Bank
1715 Aaron Brenner Dr
Memphis, TN 38120
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1973FDIC Certificate 44674
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Financial Federal Bank (Main) | 1715 Aaron Brenner Dr | Memphis, TN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Paragon Bank
Memphis, Tennessee
→
Assets: $845.90MΔ -22.8%
Bank3
Memphis, Tennessee
→
Assets: $483.29MΔ -55.9%
Independent Bank
Memphis, Tennessee
→
Assets: $1.73BΔ +57.9%
First Horizon Bank
Memphis, Tennessee
→
Assets: $82.89BΔ +7468.8%
Commercial Bank & Trust Co.
Paris, Tennessee
→
Assets: $1.10BΔ +0.7%
The Bank of Fayette County
Piperton, Tennessee
→
Assets: $1.08BΔ -1.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1973 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38120 |
| State and County Number | 47157 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Memphis, TN-MS-AR |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.finfedmem.com |
| Data Updated | 01/30/2026 |
| CERT | 31840 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.10B |
| Total Deposits | $873.69M |
| Total Liabilities | $989.83M |
| Total Equity Capital | $107.05M |
| Net Income | $1.23M |
| Net Loans and Leases | $1.04B |
| Assets Per Employee ($Millions) | $17.14M |
| Bank Premises and Fixed Assets | $3.48M |
| Cash and Balances due from Depository Institutions | $34.29M |
| Deposits Held in Domestic Offices | $873.69M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 4.59% |
| Net Interest Margin | 2.49% |
| Efficiency Ratio | 73.95% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.76% |
| Earning Assets to total Assets | 98.44% |
Income and Expense
| Total Interest Income | $16.88M |
| Total Noninterest Income | $643.00k |
| Total Interest Expense | $10.17M |
| Total Noninterest Expense | $5.43M |
| Net Interest Income | $6.70M |
| Pre-tax Net Operating Income | $1.31M |
| Provision for Credit Losses | $600.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $103.07M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.07M |
| Total Liabilities and Capital | $1.10B |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Financial Federal Bank?
$1.10B as of the latest filing.
How much are Financial Federal Bank's total deposits?
$873.69M in total deposits.
Where is Financial Federal Bank located?
Memphis, TN.
What is the Net Interest Margin?
2.49%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1973.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$1.04B (latest filing).
What is the total interest income (latest filing)?
$16.88M.