Tennessee State Bank

Pigeon Forge, TN
IDRSSD: 479839
Total Assets
$956.14M
Latest filing
Total Deposits
$850.93M
Latest filing
Net Interest Margin
4.31%
Profitability

Key People

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Locations

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Main Office
Tennessee State Bank
2210 Parkway
Pigeon Forge, TN 37863
Full Service - Brick and Mortar
Updated 05/01/2026Established 06/19/1972FDIC Certificate 14310

Branches (16)

Page 1 of 3
NameAddressCity / State
Tennessee State Bank (Main)2210 ParkwayPigeon Forge, TN
SEVIERVILLE BRANCH161 Forks Of The River PkwySevierville, TN
PIGEON FORGE BRANCH3155 ParkwayPigeon Forge, TN
DOLLY PARTON PARKWAY BRANCH642 Dolly Parton PkwySevierville, TN
SOUTH KNOXVILLE BRANCH3314 Chapman HwyKnoxville, TN
GATLINBURG BRANCH414 E ParkwayGatlinburg, TN
SEYMOUR BRANCH10727 Chapman HwySeymour, TN
POWELL BRANCH7500 Old Clinton PikePowell, TN
Showing 7 of 16

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/19/1972
Community BankYes
Ownership TypeNot Mutual
ZIP37863
State and County Number47155
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameSevierville, TN

Operational Info

Number of Employees214
Domestic Offices17
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/19/1972
Primary Insurance AgencyDIF
Websitewww.tnstatebank.com
Data Updated05/01/2026
CERT20720
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$956.14M
Total Deposits$850.93M
Total Liabilities$872.02M
Total Equity Capital$84.12M
Net Income$3.00M
Net Loans and Leases$685.27M
Assets Per Employee ($Millions)$4.53M
Bank Premises and Fixed Assets$18.86M
Cash and Balances due from Depository Institutions$49.46M
Deposits Held in Domestic Offices$850.93M

Key Performance Ratios

Return on Assets (ROA)1.24%
Return on Equity (ROE)14.3%
Net Interest Margin4.31%
Efficiency Ratio69.48%
Tier 1 Risk-Based Capital Ratio12.928%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.798%
Earning Assets to total Assets93.78%

Income and Expense

Total Interest Income$12.46M
Total Noninterest Income$1.87M
Total Interest Expense$2.67M
Total Noninterest Expense$8.10M
Net Interest Income$9.79M
Pre-tax Net Operating Income$3.26M
Provision for Credit Losses$300.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$13.28M
All Other Liabilities$7.81M
Total Liabilities and Capital$956.14M

Securities

Securities$174.82M
Available-for-sale debt securities$164.84M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$8.13M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Tennessee State Bank?
$956.14M as of the latest filing.
How much are Tennessee State Bank's total deposits?
$850.93M in total deposits.
Where is Tennessee State Bank located?
Pigeon Forge, TN.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
17.
When was it established?
06/19/1972.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$685.27M (latest filing).
What is the total interest income (latest filing)?
$12.46M.