Centennial Bank
Trezevant, TN
IDRSSD: 531250
Total Assets
$835.48M
Latest filing
Total Deposits
$731.37M
Latest filing
Net Interest Margin
4.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Centennial Bank
5420 Broad St S
Trezevant, TN 38258
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1916FDIC Certificate 5371
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Centennial Bank (Main) | 5420 Broad St S | Trezevant, TN |
| HENDERSON BRANCH | Main And Franklin Streets | Henderson, TN |
| BOLIVAR WEST BRANCH | 1315 W Market St | Bolivar, TN |
| RUTHERFORD BRANCH | 463 N Trenton St | Rutherford, TN |
| TOONE BRANCH | 35 Kilgore Rd | Toone, TN |
| HENDERSON EAST BRANCH | 657 E Main St | Henderson, TN |
| MIDDLETON BRANCH | 294 S Main St | Middleton, TN |
| THREE WAY BRANCH | 388 Us Highway 45 W | Humboldt, TN |
Showing 7 of 13
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Community Bank of Tennessee
Shelbyville, Tennessee
→
Assets: $813.70MΔ +0.4%
Citizens Bank
Carthage, Tennessee
→
Assets: $800.29MΔ -1.3%
Thread Bank
Rogersville, Tennessee
→
Assets: $790.13MΔ -2.5%
First Commerce Bank
Lewisburg, Tennessee
→
Assets: $857.50MΔ +5.8%
First Freedom Bank
Lebanon, Tennessee
→
Assets: $761.85MΔ -6.0%
First Century Bank
Tazewell, Tennessee
→
Assets: $757.24MΔ -6.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38258 |
| State and County Number | 47017 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 165 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.mycentennial.bank |
| Data Updated | 11/14/2025 |
| CERT | 8439 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $835.48M |
| Total Deposits | $731.37M |
| Total Liabilities | $749.58M |
| Total Equity Capital | $85.89M |
| Net Income | $2.69M |
| Net Loans and Leases | $660.95M |
| Assets Per Employee ($Millions) | $5.16M |
| Bank Premises and Fixed Assets | $13.66M |
| Cash and Balances due from Depository Institutions | $70.82M |
| Deposits Held in Domestic Offices | $731.37M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 12.67% |
| Net Interest Margin | 4.65% |
| Efficiency Ratio | 57.35% |
| Tier 1 Risk-Based Capital Ratio | 11.94% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.281% |
| Earning Assets to total Assets | 92.03% |
Income and Expense
| Total Interest Income | $13.69M |
| Total Noninterest Income | $1.09M |
| Total Interest Expense | $4.88M |
| Total Noninterest Expense | $5.96M |
| Net Interest Income | $8.81M |
| Pre-tax Net Operating Income | $3.63M |
| Provision for Credit Losses | $312.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.34M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.87M |
| Total Liabilities and Capital | $835.48M |
Securities
| Securities | $55.24M |
| Available-for-sale debt securities | $55.24M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Centennial Bank?
$835.48M as of the latest filing.
How much are Centennial Bank's total deposits?
$731.37M in total deposits.
Where is Centennial Bank located?
Trezevant, TN.
What is the Net Interest Margin?
4.65%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1916.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$660.95M (latest filing).
What is the total interest income (latest filing)?
$13.69M.