SmartBank
Pigeon Forge, TN
IDRSSD: 3532641
Total Assets
$5.78B
Latest filing
Total Deposits
$5.10B
Latest filing
Net Interest Margin
3.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
SmartBank
2430 Teaster Ln
Pigeon Forge, TN 37863
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/08/2007FDIC Certificate 452366
Branches (41)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| SmartBank (Main) | 2430 Teaster Ln | Pigeon Forge, TN |
| TUSCALOOSA UNIVERSITY BRANCH | 2301 University Blvd | Tuscaloosa, AL |
| SEYMOUR BRANCH | 11403 Chapman Hwy | Seymour, TN |
| CHATOM BRANCH | 16780 Jordan Street | Chatom, AL |
| GUNBARREL ROAD BRANCH | 2280 Gunbarrel Rd | Chattanooga, TN |
| EAST RIDGE BRANCH | 4154 Ringgold Rd | East Ridge, TN |
| WARTBURG BRANCH | 705 Main St | Wartburg, TN |
| CROSSVILLE BRANCH | 807 N Main St | Crossville, TN |
Showing 7 of 41
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Tennessee State Bank
Pigeon Forge, Tennessee
→
Assets: $964.86MΔ -82.4%
Wilson Bank and Trust
Lebanon, Tennessee
→
Assets: $5.63BΔ +2.6%
SouthEast Bank
Farragut, Tennessee
→
Assets: $3.32BΔ -39.5%
Home Federal Bank of Tennessee
Knoxville, Tennessee
→
Assets: $2.72BΔ -50.5%
First Citizens National Bank
Dyersburg, Tennessee
→
Assets: $2.54BΔ -53.7%
Commercial Bank
Harrogate, Tennessee
→
Assets: $2.24BΔ -59.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/08/2007 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 37863 |
| State and County Number | 47155 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Sevierville, TN |
Operational Info
| Number of Employees | 612 |
| Domestic Offices | 42 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/08/2007 |
| Primary Insurance Agency | DIF |
| Website | http://www.smartbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58463 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.78B |
| Total Deposits | $5.10B |
| Total Liabilities | $5.16B |
| Total Equity Capital | $614.63M |
| Net Income | $15.42M |
| Net Loans and Leases | $4.19B |
| Assets Per Employee ($Millions) | $9.78M |
| Bank Premises and Fixed Assets | $100.76M |
| Cash and Balances due from Depository Institutions | $523.08M |
| Deposits Held in Domestic Offices | $5.10B |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 10.57% |
| Net Interest Margin | 3.41% |
| Efficiency Ratio | 58.03% |
| Tier 1 Risk-Based Capital Ratio | 11.559% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.636% |
| Earning Assets to total Assets | 92.15% |
Income and Expense
| Total Interest Income | $74.52M |
| Total Noninterest Income | $12.30M |
| Total Interest Expense | $30.46M |
| Total Noninterest Expense | $33.24M |
| Net Interest Income | $44.05M |
| Pre-tax Net Operating Income | $22.89M |
| Provision for Credit Losses | $227.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $34.05M |
| Federal Funds Purchased and Repurchased Agreement | $1.30M |
| All Other Liabilities | $56.93M |
| Total Liabilities and Capital | $5.78B |
Securities
| Securities | $634.46M |
| Available-for-sale debt securities | $511.10M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $123.36M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of SmartBank?
$5.78B as of the latest filing.
How much are SmartBank's total deposits?
$5.10B in total deposits.
Where is SmartBank located?
Pigeon Forge, TN.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
42.
When was it established?
01/08/2007.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$4.19B (latest filing).
What is the total interest income (latest filing)?
$74.52M.