Stock Growers Bank

Forman, ND
IDRSSD: 992851
Total Assets
$331.90M
Latest filing
Total Deposits
$299.46M
Latest filing
Net Interest Margin
2.86%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

091306137FORMAN, ND

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Stock Growers Bank
331 Main St S
Forman, ND 58032
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 5709

Branches (5)

Page 1 of 1
NameAddressCity / State
Stock Growers Bank (Main)331 Main St SForman, ND
LISBON BRANCH305 Main StLisbon, ND
GWINNER BRANCH22 N Main StGwinner, ND
RUTLAND BRANCH201 1st StRutland, ND
MILNOR BRANCH414 Main StMilnor, ND
NAPOLEON BRANCH324 Main AveNapoleon, ND
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1900
Community BankYes
Ownership TypeNot Mutual
ZIP58032
State and County Number38081
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees29
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttps://www.stockgrowers.bank
Data Updated01/30/2026
CERT8942
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$331.90M
Total Deposits$299.46M
Total Liabilities$302.57M
Total Equity Capital$29.33M
Net Income$692.00k
Net Loans and Leases$157.59M
Assets Per Employee ($Millions)$11.44M
Bank Premises and Fixed Assets$1.92M
Cash and Balances due from Depository Institutions$20.85M
Deposits Held in Domestic Offices$299.46M

Key Performance Ratios

Return on Assets (ROA)0.85%
Return on Equity (ROE)9.74%
Net Interest Margin2.86%
Efficiency Ratio63.56%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.836%
Earning Assets to total Assets96.8%

Income and Expense

Total Interest Income$3.54M
Total Noninterest Income$131.00k
Total Interest Expense$1.29M
Total Noninterest Expense$1.58M
Net Interest Income$2.24M
Pre-tax Net Operating Income$692.00k
Provision for Credit Losses$100.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.29M
All Other Liabilities$1.83M
Total Liabilities and Capital$331.90M

Securities

Securities$145.42M
Available-for-sale debt securities$145.42M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Stock Growers Bank?
$331.90M as of the latest filing.
How much are Stock Growers Bank's total deposits?
$299.46M in total deposits.
Where is Stock Growers Bank located?
Forman, ND.
What is the Net Interest Margin?
2.86%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$157.59M (latest filing).
What is the total interest income (latest filing)?
$3.54M.