Stock Growers Bank

Forman, ND
IDRSSD: 992851
Total Assets
$316.06M
Latest filing
Total Deposits
$283.65M
Latest filing
Net Interest Margin
2.92%
Profitability

Locations

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Main Office
Stock Growers Bank
331 Main St S
Forman, ND 58032
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1900FDIC Certificate 5709

Branches (5)

Page 1 of 1
NameAddressCity / State
Stock Growers Bank (Main)331 Main St SForman, ND
LISBON BRANCH305 Main StLisbon, ND
GWINNER BRANCH22 N Main StGwinner, ND
RUTLAND BRANCH201 1st StRutland, ND
MILNOR BRANCH414 Main StMilnor, ND
NAPOLEON BRANCH324 Main AveNapoleon, ND
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1900
Community BankYes
Ownership TypeNot Mutual
ZIP58032
State and County Number38081
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees29
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttps://www.stockgrowers.bank
Data Updated11/14/2025
CERT8942
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$316.06M
Total Deposits$283.65M
Total Liabilities$288.54M
Total Equity Capital$27.52M
Net Income$1.15M
Net Loans and Leases$152.84M
Assets Per Employee ($Millions)$10.9M
Bank Premises and Fixed Assets$1.83M
Cash and Balances due from Depository Institutions$9.38M
Deposits Held in Domestic Offices$283.65M

Key Performance Ratios

Return on Assets (ROA)1.45%
Return on Equity (ROE)18.2%
Net Interest Margin2.92%
Efficiency Ratio47.97%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.706%
Earning Assets to total Assets96.52%

Income and Expense

Total Interest Income$3.60M
Total Noninterest Income$112.00k
Total Interest Expense$1.37M
Total Noninterest Expense$1.20M
Net Interest Income$2.23M
Pre-tax Net Operating Income$1.15M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.20M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.92M
All Other Liabilities$1.77M
Total Liabilities and Capital$316.06M

Securities

Securities$145.89M
Available-for-sale debt securities$145.89M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Stock Growers Bank?
$316.06M as of the latest filing.
How much are Stock Growers Bank's total deposits?
$283.65M in total deposits.
Where is Stock Growers Bank located?
Forman, ND.
What is the Net Interest Margin?
2.92%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$152.84M (latest filing).
What is the total interest income (latest filing)?
$3.60M.