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First State Bank

Buxton, ND
IDRSSD: 917050
Total Assets
$402.94M
Latest filing
Total Deposits
$339.97M
Latest filing
Net Interest Margin
3.76%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1885
Community BankYes
Ownership TypeNot Mutual
ZIP58218
State and County Number38097
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees43
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.firststatebanks.com
Data Updated11/14/2025
CERT15539
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$402.94M
Total Deposits$339.97M
Total Liabilities$363.17M
Total Equity Capital$39.78M
Net Income$1.59M
Net Loans and Leases$367.36M
Assets Per Employee ($Millions)$9.37M
Bank Premises and Fixed Assets$3.13M
Cash and Balances due from Depository Institutions$5.56M
Deposits Held in Domestic Offices$339.97M

Key Performance Ratios

Return on Assets (ROA)1.59%
Return on Equity (ROE)15.97%
Net Interest Margin3.76%
Efficiency Ratio57.02%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.871%
Earning Assets to total Assets95.95%

Income and Expense

Total Interest Income$5.94M
Total Noninterest Income$366.00k
Total Interest Expense$2.34M
Total Noninterest Expense$2.31M
Net Interest Income$3.60M
Pre-tax Net Operating Income$1.61M
Provision for Credit Losses$44.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$19.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.70M
Total Liabilities and Capital$402.94M

Securities

Securities$17.36M
Available-for-sale debt securities$17.23M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank?
$402.94M as of the latest filing.
How much are First State Bank's total deposits?
$339.97M in total deposits.
Where is First State Bank located?
Buxton, ND.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1885.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$367.36M (latest filing).
What is the total interest income (latest filing)?
$5.94M.