First State Bank
Buxton, ND
IDRSSD: 917050
Total Assets
$409.72M
Latest filing
Total Deposits
$365.83M
Latest filing
Net Interest Margin
3.96%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
423 Broadway
Buxton, ND 58218
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1885FDIC Certificate 9834
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 423 Broadway | Buxton, ND |
| PORTLAND BRANCH | 509 Parke Ave | Portland, ND |
| PAYING AND RECEIVING BRANCH | 620 Broadway St | Thompson, ND |
| GRAND FORKS BRANCH | 2500 32nd Ave S | Grand Forks, ND |
| MAYVILLE BRANCH | 124 Center Ave S | Mayville, ND |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1885 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58218 |
| State and County Number | 38097 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.firststatebanks.com |
| Data Updated | 01/30/2026 |
| CERT | 15539 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $409.72M |
| Total Deposits | $365.83M |
| Total Liabilities | $370.49M |
| Total Equity Capital | $39.23M |
| Net Income | $1.21M |
| Net Loans and Leases | $363.76M |
| Assets Per Employee ($Millions) | $9.53M |
| Bank Premises and Fixed Assets | $3.14M |
| Cash and Balances due from Depository Institutions | $17.55M |
| Deposits Held in Domestic Offices | $365.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 12.23% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 69.31% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.576% |
| Earning Assets to total Assets | 94.72% |
Income and Expense
| Total Interest Income | $6.04M |
| Total Noninterest Income | $402.00k |
| Total Interest Expense | $2.21M |
| Total Noninterest Expense | $2.98M |
| Net Interest Income | $3.83M |
| Pre-tax Net Operating Income | $1.20M |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.65M |
| Total Liabilities and Capital | $409.72M |
Securities
| Securities | $17.45M |
| Available-for-sale debt securities | $17.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$409.72M as of the latest filing.
How much are First State Bank's total deposits?
$365.83M in total deposits.
Where is First State Bank located?
Buxton, ND.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1885.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$363.76M (latest filing).
What is the total interest income (latest filing)?
$6.04M.