TruCommunity Bank
Garrison, ND
IDRSSD: 808653
Total Assets
$330.03M
Latest filing
Total Deposits
$276.04M
Latest filing
Net Interest Margin
4.22%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091302720GARRISON, ND
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
TruCommunity Bank
102 N Main St
Garrison, ND 58540
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/02/1935FDIC Certificate 9647
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| TruCommunity Bank (Main) | 102 N Main St | Garrison, ND |
| TURTLE LAKE BRANCH | 205 Main St | Turtle Lake, ND |
| WASHBURN BRANCH | 710 Main Ave | Washburn, ND |
| MAX BRANCH | 214 Main St | Max, ND |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Stock Growers Bank
Forman, North Dakota
→
Assets: $316.06MΔ -4.5%
The Union Bank
Beulah, North Dakota
→
Assets: $314.57MΔ -4.9%
Kirkwood Bank & Trust Co.
Bismarck, North Dakota
→
Assets: $350.85MΔ +6.0%
Security First Bank of North Dakota
New Salem, North Dakota
→
Assets: $278.95MΔ -15.7%
Dakota Western Bank
Bowman, North Dakota
→
Assets: $396.66MΔ +19.9%
First State Bank
Buxton, North Dakota
→
Assets: $402.94MΔ +21.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/02/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58540 |
| State and County Number | 38055 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/19/1935 |
| Primary Insurance Agency | DIF |
| Website | www.trucommunity.bank |
| Data Updated | 01/30/2026 |
| CERT | 15306 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $330.03M |
| Total Deposits | $276.04M |
| Total Liabilities | $297.80M |
| Total Equity Capital | $32.23M |
| Net Income | $1.09M |
| Net Loans and Leases | $211.94M |
| Assets Per Employee ($Millions) | $5.79M |
| Bank Premises and Fixed Assets | $1.00M |
| Cash and Balances due from Depository Institutions | $11.50M |
| Deposits Held in Domestic Offices | $276.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 13.64% |
| Net Interest Margin | 4.22% |
| Efficiency Ratio | 60.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.765% |
| Earning Assets to total Assets | 93.45% |
Income and Expense
| Total Interest Income | $4.40M |
| Total Noninterest Income | $252.00k |
| Total Interest Expense | $1.11M |
| Total Noninterest Expense | $2.16M |
| Net Interest Income | $3.29M |
| Pre-tax Net Operating Income | $1.39M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $39.00k |
| Other borrowed funds | $20.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.27M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.26M |
| Total Liabilities and Capital | $330.03M |
Securities
| Securities | $89.32M |
| Available-for-sale debt securities | $88.80M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $519.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TruCommunity Bank?
$330.03M as of the latest filing.
How much are TruCommunity Bank's total deposits?
$276.04M in total deposits.
Where is TruCommunity Bank located?
Garrison, ND.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
4.
When was it established?
11/02/1935.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$211.94M (latest filing).
What is the total interest income (latest filing)?
$4.40M.