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TruCommunity Bank

Garrison, ND
IDRSSD: 808653
Total Assets
$330.91M
Latest filing
Total Deposits
$269.31M
Latest filing
Net Interest Margin
4.25%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/02/1935
Community BankYes
Ownership TypeNot Mutual
ZIP58540
State and County Number38055
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees57
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance11/19/1935
Primary Insurance AgencyDIF
Websitewww.trucommunity.bank
Data Updated11/14/2025
CERT15306
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$330.91M
Total Deposits$269.31M
Total Liabilities$299.44M
Total Equity Capital$31.47M
Net Income$1.18M
Net Loans and Leases$221.44M
Assets Per Employee ($Millions)$5.71M
Bank Premises and Fixed Assets$959.00k
Cash and Balances due from Depository Institutions$9.13M
Deposits Held in Domestic Offices$269.31M

Key Performance Ratios

Return on Assets (ROA)1.44%
Return on Equity (ROE)15.46%
Net Interest Margin4.25%
Efficiency Ratio57.4%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.51%
Earning Assets to total Assets95.61%

Income and Expense

Total Interest Income$4.50M
Total Noninterest Income$269.00k
Total Interest Expense$1.16M
Total Noninterest Expense$2.07M
Net Interest Income$3.34M
Pre-tax Net Operating Income$1.54M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$28.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.49M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.12M
Total Liabilities and Capital$330.91M

Securities

Securities$89.40M
Available-for-sale debt securities$88.87M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$523.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of TruCommunity Bank?
$330.91M as of the latest filing.
How much are TruCommunity Bank's total deposits?
$269.31M in total deposits.
Where is TruCommunity Bank located?
Garrison, ND.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
4.
When was it established?
11/02/1935.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$221.44M (latest filing).
What is the total interest income (latest filing)?
$4.50M.