Dakota Heritage Bank
Hunter, ND
IDRSSD: 860352
Total Assets
$424.51M
Latest filing
Total Deposits
$357.68M
Latest filing
Net Interest Margin
4.00%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091302872HUNTER, ND
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Dakota Heritage Bank
109 Main St
Hunter, ND 58048
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/08/1945FDIC Certificate 10428
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Dakota Heritage Bank (Main) | 109 Main St | Hunter, ND |
| THE NATIONAL BANK OF HARVEY MAIN OFFICE BRANCH | 721 Lincoln Ave | Harvey, ND |
| PAYING AND RECEIVING BRANCH | 104 Dakota Ave E | Galesburg, ND |
| PAYING AND RECEIVING BRANCH | 208 3rd St | Grandin, ND |
| JUD BRANCH | 520 Logie St | Jud, ND |
| HILLSBORO BRANCH | 212 W Caledonia Ave | Hillsboro, ND |
| HOPE BRANCH | 210 Steele Ave | Hope, ND |
| DAKOTA HERITAGE BANK BRANCH | 325 Main St | Gackle, ND |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/08/1945 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58048 |
| State and County Number | 38017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fargo, ND-MN |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/08/1945 |
| Primary Insurance Agency | DIF |
| Website | www.dhb.bank |
| Data Updated | 01/30/2026 |
| CERT | 16231 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $424.51M |
| Total Deposits | $357.68M |
| Total Liabilities | $388.48M |
| Total Equity Capital | $36.03M |
| Net Income | $1.80M |
| Net Loans and Leases | $345.89M |
| Assets Per Employee ($Millions) | $8.01M |
| Bank Premises and Fixed Assets | $3.65M |
| Cash and Balances due from Depository Institutions | $10.28M |
| Deposits Held in Domestic Offices | $357.68M |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 20.28% |
| Net Interest Margin | 4% |
| Efficiency Ratio | 56.73% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.488% |
| Earning Assets to total Assets | 92.77% |
Income and Expense
| Total Interest Income | $6.17M |
| Total Noninterest Income | $514.00k |
| Total Interest Expense | $2.27M |
| Total Noninterest Expense | $2.51M |
| Net Interest Income | $3.90M |
| Pre-tax Net Operating Income | $1.82M |
| Provision for Credit Losses | $91.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $23.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $4.50M |
| All Other Liabilities | $2.81M |
| Total Liabilities and Capital | $424.51M |
Securities
| Securities | $47.75M |
| Available-for-sale debt securities | $47.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dakota Heritage Bank?
$424.51M as of the latest filing.
How much are Dakota Heritage Bank's total deposits?
$357.68M in total deposits.
Where is Dakota Heritage Bank located?
Hunter, ND.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
11.
When was it established?
02/08/1945.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$345.89M (latest filing).
What is the total interest income (latest filing)?
$6.17M.