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Dakota Heritage Bank

Hunter, ND
IDRSSD: 860352
Total Assets
$417.13M
Latest filing
Total Deposits
$356.68M
Latest filing
Net Interest Margin
4.02%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/08/1945
Community BankYes
Ownership TypeNot Mutual
ZIP58048
State and County Number38017
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameFargo, ND-MN

Operational Info

Number of Employees54
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance02/08/1945
Primary Insurance AgencyDIF
Websitewww.dhb.bank
Data Updated11/14/2025
CERT16231
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$417.13M
Total Deposits$356.68M
Total Liabilities$382.17M
Total Equity Capital$34.96M
Net Income$1.81M
Net Loans and Leases$339.15M
Assets Per Employee ($Millions)$7.72M
Bank Premises and Fixed Assets$3.64M
Cash and Balances due from Depository Institutions$10.42M
Deposits Held in Domestic Offices$356.68M

Key Performance Ratios

Return on Assets (ROA)1.76%
Return on Equity (ROE)21.28%
Net Interest Margin4.02%
Efficiency Ratio48.36%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.24%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.381%
Earning Assets to total Assets92.72%

Income and Expense

Total Interest Income$6.19M
Total Noninterest Income$177.00k
Total Interest Expense$2.33M
Total Noninterest Expense$1.95M
Net Interest Income$3.85M
Pre-tax Net Operating Income$1.83M
Provision for Credit Losses$249.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$19.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.00M
All Other Liabilities$2.99M
Total Liabilities and Capital$417.13M

Securities

Securities$47.54M
Available-for-sale debt securities$47.54M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Dakota Heritage Bank?
$417.13M as of the latest filing.
How much are Dakota Heritage Bank's total deposits?
$356.68M in total deposits.
Where is Dakota Heritage Bank located?
Hunter, ND.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
11.
When was it established?
02/08/1945.
What is the Return on Assets (ROA)?
1.76%.
How much are total loans and leases?
$339.15M (latest filing).
What is the total interest income (latest filing)?
$6.19M.