The Bank of Tioga
Tioga, ND
IDRSSD: 768953
Total Assets
$415.37M
Latest filing
Total Deposits
$408.85M
Latest filing
Net Interest Margin
2.42%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Tioga
7 N Main St
Tioga, ND 58852
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/16/1952FDIC Certificate 11299
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Tioga (Main) | 7 N Main St | Tioga, ND |
| CROSBY BRANCH | 111 Central Ave E | Crosby, ND |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/16/1952 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58852 |
| State and County Number | 38105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Williston, ND |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/07/1953 |
| Primary Insurance Agency | DIF |
| Website | www.thebankoftioga.com |
| Data Updated | 11/14/2025 |
| CERT | 17280 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $415.37M |
| Total Deposits | $408.85M |
| Total Liabilities | $412.56M |
| Total Equity Capital | $2.81M |
| Net Income | $1.71M |
| Net Loans and Leases | $124.27M |
| Assets Per Employee ($Millions) | $13.85M |
| Bank Premises and Fixed Assets | $2.72M |
| Cash and Balances due from Depository Institutions | $7.48M |
| Deposits Held in Domestic Offices | $408.85M |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 90.29% |
| Net Interest Margin | 2.42% |
| Efficiency Ratio | 43.81% |
| Tier 1 Risk-Based Capital Ratio | 14.29% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 0.677% |
| Earning Assets to total Assets | 90.54% |
Income and Expense
| Total Interest Income | $4.78M |
| Total Noninterest Income | $1.32M |
| Total Interest Expense | $2.43M |
| Total Noninterest Expense | $1.61M |
| Net Interest Income | $2.35M |
| Pre-tax Net Operating Income | $1.92M |
| Provision for Credit Losses | $146.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.94M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.71M |
| Total Liabilities and Capital | $415.37M |
Securities
| Securities | $241.00M |
| Available-for-sale debt securities | $111.94M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $129.09M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Tioga?
$415.37M as of the latest filing.
How much are The Bank of Tioga's total deposits?
$408.85M in total deposits.
Where is The Bank of Tioga located?
Tioga, ND.
What is the Net Interest Margin?
2.42%.
How many domestic offices does it operate?
2.
When was it established?
07/16/1952.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$124.27M (latest filing).
What is the total interest income (latest filing)?
$4.78M.