The Bank of Tioga
Tioga, ND
IDRSSD: 768953
Total Assets
$394.45M
Latest filing
Total Deposits
$386.76M
Latest filing
Net Interest Margin
2.39%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Tioga
7 N Main St
Tioga, ND 58852
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/16/1952FDIC Certificate 11299
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Tioga (Main) | 7 N Main St | Tioga, ND |
| CROSBY BRANCH | 111 Central Ave E | Crosby, ND |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Dakota Heritage Bank
Hunter, North Dakota
→
Assets: $417.13MΔ +0.4%
First State Bank
Buxton, North Dakota
→
Assets: $402.94MΔ -3.0%
Dakota Western Bank
Bowman, North Dakota
→
Assets: $396.66MΔ -4.5%
Kirkwood Bank & Trust Co.
Bismarck, North Dakota
→
Assets: $350.85MΔ -15.5%
TruCommunity Bank
Garrison, North Dakota
→
Assets: $330.91MΔ -20.3%
KodaBank
Drayton, North Dakota
→
Assets: $510.10MΔ +22.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/16/1952 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58852 |
| State and County Number | 38105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Williston, ND |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/07/1953 |
| Primary Insurance Agency | DIF |
| Website | www.thebankoftioga.com |
| Data Updated | 01/30/2026 |
| CERT | 17280 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $394.45M |
| Total Deposits | $386.76M |
| Total Liabilities | $390.67M |
| Total Equity Capital | $3.78M |
| Net Income | $390.00k |
| Net Loans and Leases | $117.71M |
| Assets Per Employee ($Millions) | $14.09M |
| Bank Premises and Fixed Assets | $2.64M |
| Cash and Balances due from Depository Institutions | $9.40M |
| Deposits Held in Domestic Offices | $386.76M |
Key Performance Ratios
| Return on Assets (ROA) | 0.39% |
| Return on Equity (ROE) | 47.34% |
| Net Interest Margin | 2.39% |
| Efficiency Ratio | 64.08% |
| Tier 1 Risk-Based Capital Ratio | 15.273% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 0.959% |
| Earning Assets to total Assets | 89.76% |
Income and Expense
| Total Interest Income | $4.47M |
| Total Noninterest Income | $226.00k |
| Total Interest Expense | $2.28M |
| Total Noninterest Expense | $1.54M |
| Net Interest Income | $2.19M |
| Pre-tax Net Operating Income | $912.00k |
| Provision for Credit Losses | $-46,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $195.00k |
| Federal Funds Purchased and Repurchased Agreement | $47.00k |
| All Other Liabilities | $3.86M |
| Total Liabilities and Capital | $394.45M |
Securities
| Securities | $231.27M |
| Available-for-sale debt securities | $101.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $129.63M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Tioga?
$394.45M as of the latest filing.
How much are The Bank of Tioga's total deposits?
$386.76M in total deposits.
Where is The Bank of Tioga located?
Tioga, ND.
What is the Net Interest Margin?
2.39%.
How many domestic offices does it operate?
2.
When was it established?
07/16/1952.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$117.71M (latest filing).
What is the total interest income (latest filing)?
$4.47M.