State Bank & Trust of Kenmare
Kenmare, ND
IDRSSD: 675659
Total Assets
$191.20M
Latest filing
Total Deposits
$173.96M
Latest filing
Net Interest Margin
2.61%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank & Trust of Kenmare
4 2nd St Nw
Kenmare, ND 58746
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1925FDIC Certificate 1361
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank & Trust of Kenmare (Main) | 4 2nd St Nw | Kenmare, ND |
| KENMARE BRANCH | 103 1st Ave Se | Kenmare, ND |
| STATE BANK & TRUST OF KENMARE/BERTHOLD OFFICE | 209 Main St N | Berthold, ND |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58746 |
| State and County Number | 38101 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minot, ND |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sbtk.com |
| Data Updated | 01/30/2026 |
| CERT | 2057 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $191.20M |
| Total Deposits | $173.96M |
| Total Liabilities | $177.60M |
| Total Equity Capital | $13.60M |
| Net Income | $152.00k |
| Net Loans and Leases | $86.95M |
| Assets Per Employee ($Millions) | $9.1M |
| Bank Premises and Fixed Assets | $655.00k |
| Cash and Balances due from Depository Institutions | $3.06M |
| Deposits Held in Domestic Offices | $173.96M |
Key Performance Ratios
| Return on Assets (ROA) | 0.32% |
| Return on Equity (ROE) | 4.56% |
| Net Interest Margin | 2.61% |
| Efficiency Ratio | 84.88% |
| Tier 1 Risk-Based Capital Ratio | 16.039% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.113% |
| Earning Assets to total Assets | 96.7% |
Income and Expense
| Total Interest Income | $2.10M |
| Total Noninterest Income | $32.00k |
| Total Interest Expense | $905.00k |
| Total Noninterest Expense | $1.06M |
| Net Interest Income | $1.20M |
| Pre-tax Net Operating Income | $153.00k |
| Provision for Credit Losses | $14.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.64M |
| Federal Funds Sold & Reverse Repurchase Agreement | $24.55M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.00M |
| Total Liabilities and Capital | $191.20M |
Securities
| Securities | $73.30M |
| Available-for-sale debt securities | $73.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank & Trust of Kenmare?
$191.20M as of the latest filing.
How much are State Bank & Trust of Kenmare's total deposits?
$173.96M in total deposits.
Where is State Bank & Trust of Kenmare located?
Kenmare, ND.
What is the Net Interest Margin?
2.61%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$86.95M (latest filing).
What is the total interest income (latest filing)?
$2.10M.