State Bank & Trust of Kenmare
Kenmare, ND
IDRSSD: 675659
Total Assets
$188.58M
Latest filing
Total Deposits
$171.72M
Latest filing
Net Interest Margin
2.73%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
State Bank & Trust of Kenmare
4 2nd St Nw
Kenmare, ND 58746
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1925FDIC Certificate 1361
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank & Trust of Kenmare (Main) | 4 2nd St Nw | Kenmare, ND |
| KENMARE BRANCH | 103 1st Ave Se | Kenmare, ND |
| STATE BANK & TRUST OF KENMARE/BERTHOLD OFFICE | 209 Main St N | Berthold, ND |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Peoples State Bank of Velva
Velva, North Dakota
→
Assets: $174.91MΔ -3.8%
The Goose River Bank
Mayville, North Dakota
→
Assets: $171.81MΔ -5.5%
First National Bank and Trust Co. of Bottineau
Bottineau, North Dakota
→
Assets: $170.35MΔ -6.3%
Horizon Financial Bank
Munich, North Dakota
→
Assets: $197.63MΔ +8.7%
Commercial Bank of Mott
Mott, North Dakota
→
Assets: $148.57MΔ -18.3%
Farmers and Merchants State Bank
Langdon, North Dakota
→
Assets: $145.80MΔ -19.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58746 |
| State and County Number | 38101 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minot, ND |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sbtk.com |
| Data Updated | 11/14/2025 |
| CERT | 2057 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $188.58M |
| Total Deposits | $171.72M |
| Total Liabilities | $175.53M |
| Total Equity Capital | $13.04M |
| Net Income | $398.00k |
| Net Loans and Leases | $91.00M |
| Assets Per Employee ($Millions) | $8.98M |
| Bank Premises and Fixed Assets | $650.00k |
| Cash and Balances due from Depository Institutions | $3.47M |
| Deposits Held in Domestic Offices | $171.72M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 13.15% |
| Net Interest Margin | 2.73% |
| Efficiency Ratio | 63.63% |
| Tier 1 Risk-Based Capital Ratio | 15.047% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.917% |
| Earning Assets to total Assets | 96.47% |
Income and Expense
| Total Interest Income | $2.15M |
| Total Noninterest Income | $26.00k |
| Total Interest Expense | $922.00k |
| Total Noninterest Expense | $815.00k |
| Net Interest Income | $1.23M |
| Pre-tax Net Operating Income | $399.00k |
| Provision for Credit Losses | $37.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.67M |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.30M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.15M |
| Total Liabilities and Capital | $188.58M |
Securities
| Securities | $71.48M |
| Available-for-sale debt securities | $71.41M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank & Trust of Kenmare?
$188.58M as of the latest filing.
How much are State Bank & Trust of Kenmare's total deposits?
$171.72M in total deposits.
Where is State Bank & Trust of Kenmare located?
Kenmare, ND.
What is the Net Interest Margin?
2.73%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$91.00M (latest filing).
What is the total interest income (latest filing)?
$2.15M.