Liberty State Bank
Powers Lake, ND
IDRSSD: 883351
Total Assets
$157.57M
Latest filing
Total Deposits
$142.10M
Latest filing
Net Interest Margin
3.16%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Liberty State Bank
111 Main St
Powers Lake, ND 58773
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/17/1952FDIC Certificate 11145
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Liberty State Bank (Main) | 111 Main St | Powers Lake, ND | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/17/1952 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58773 |
| State and County Number | 38013 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/17/1952 |
| Primary Insurance Agency | DIF |
| Website | https://www.libertystateplnd.com |
| Data Updated | 01/30/2026 |
| CERT | 17096 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $157.57M |
| Total Deposits | $142.10M |
| Total Liabilities | $142.87M |
| Total Equity Capital | $14.71M |
| Net Income | $633.00k |
| Net Loans and Leases | $58.34M |
| Assets Per Employee ($Millions) | $14.32M |
| Bank Premises and Fixed Assets | $238.00k |
| Cash and Balances due from Depository Institutions | $2.49M |
| Deposits Held in Domestic Offices | $142.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 18.16% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 37.01% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.39% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.333% |
| Earning Assets to total Assets | 97.01% |
Income and Expense
| Total Interest Income | $1.86M |
| Total Noninterest Income | $70.00k |
| Total Interest Expense | $685.00k |
| Total Noninterest Expense | $460.00k |
| Net Interest Income | $1.17M |
| Pre-tax Net Operating Income | $633.00k |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $12.25M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $769.00k |
| Total Liabilities and Capital | $157.57M |
Securities
| Securities | $81.97M |
| Available-for-sale debt securities | $81.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty State Bank?
$157.57M as of the latest filing.
How much are Liberty State Bank's total deposits?
$142.10M in total deposits.
Where is Liberty State Bank located?
Powers Lake, ND.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
1.
When was it established?
04/17/1952.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$58.34M (latest filing).
What is the total interest income (latest filing)?
$1.86M.