The Union Bank
Beulah, ND
IDRSSD: 852254
Total Assets
$327.17M
Latest filing
Total Deposits
$277.32M
Latest filing
Net Interest Margin
4.33%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Union Bank
1700 Highway 49 N
Beulah, ND 58523
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 6051
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Union Bank (Main) | 1700 Highway 49 N | Beulah, ND |
| GLEN ULLIN BRANCH | 106 W South Ave | Glen Ullin, ND |
| THE UNION BANK - WILTON BRANCH | 110 Dakota Ave | Wilton, ND |
| HALLIDAY BRANCH | 13 E Main St | Halliday, ND |
| THE UNION BANK - HAZEN BRANCH | 222 7th St Nw | Hazen, ND |
| SOUTH BEULAH BRANCH | 113 1st Ave Nw | Beulah, ND |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58523 |
| State and County Number | 38057 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.theunionbank.com |
| Data Updated | 01/30/2026 |
| CERT | 9420 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $327.17M |
| Total Deposits | $277.32M |
| Total Liabilities | $298.15M |
| Total Equity Capital | $29.02M |
| Net Income | $950.00k |
| Net Loans and Leases | $201.84M |
| Assets Per Employee ($Millions) | $6.96M |
| Bank Premises and Fixed Assets | $5.11M |
| Cash and Balances due from Depository Institutions | $5.82M |
| Deposits Held in Domestic Offices | $277.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 13.46% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 63.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.87% |
| Earning Assets to total Assets | 93.05% |
Income and Expense
| Total Interest Income | $4.68M |
| Total Noninterest Income | $149.00k |
| Total Interest Expense | $1.46M |
| Total Noninterest Expense | $2.21M |
| Net Interest Income | $3.23M |
| Pre-tax Net Operating Income | $1.11M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.20M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.83M |
| Total Liabilities and Capital | $327.17M |
Securities
| Securities | $100.03M |
| Available-for-sale debt securities | $98.36M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.67M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Union Bank?
$327.17M as of the latest filing.
How much are The Union Bank's total deposits?
$277.32M in total deposits.
Where is The Union Bank located?
Beulah, ND.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$201.84M (latest filing).
What is the total interest income (latest filing)?
$4.68M.