Dakota Western Bank
Bowman, ND
IDRSSD: 827458
Total Assets
$396.66M
Latest filing
Total Deposits
$342.51M
Latest filing
Net Interest Margin
3.77%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Dakota Western Bank
202 S Main St
Bowman, ND 58623
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1910FDIC Certificate 5509
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Dakota Western Bank (Main) | 202 S Main St | Bowman, ND |
| WEST RIVER STATE BANK BRANCH | Adams Avenue And Fourth Street | Hettinger, ND |
| PAYING AND RECEIVING BRANCH | 203 Main Street S | Rhame, ND |
| SCRANTON BRANCH | 307 Hiway 67 North | Scranton, ND |
| REGENT BRANCH | 24 Main Ave S | Regent, ND |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58623 |
| State and County Number | 38011 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.dwb.bank |
| Data Updated | 11/14/2025 |
| CERT | 8637 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $396.66M |
| Total Deposits | $342.51M |
| Total Liabilities | $358.14M |
| Total Equity Capital | $38.52M |
| Net Income | $1.84M |
| Net Loans and Leases | $268.43M |
| Assets Per Employee ($Millions) | $11.33M |
| Bank Premises and Fixed Assets | $1.45M |
| Cash and Balances due from Depository Institutions | $11.20M |
| Deposits Held in Domestic Offices | $342.51M |
Key Performance Ratios
| Return on Assets (ROA) | 1.87% |
| Return on Equity (ROE) | 19.66% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 46.97% |
| Tier 1 Risk-Based Capital Ratio | 14.306% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.71% |
| Earning Assets to total Assets | 95.14% |
Income and Expense
| Total Interest Income | $5.55M |
| Total Noninterest Income | $192.00k |
| Total Interest Expense | $2.02M |
| Total Noninterest Expense | $1.75M |
| Net Interest Income | $3.54M |
| Pre-tax Net Operating Income | $1.85M |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.00M |
| All Other Liabilities | $5.63M |
| Total Liabilities and Capital | $396.66M |
Securities
| Securities | $100.32M |
| Available-for-sale debt securities | $100.25M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dakota Western Bank?
$396.66M as of the latest filing.
How much are Dakota Western Bank's total deposits?
$342.51M in total deposits.
Where is Dakota Western Bank located?
Bowman, ND.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$268.43M (latest filing).
What is the total interest income (latest filing)?
$5.55M.