Dakota Western Bank

Bowman, ND
IDRSSD: 827458
Total Assets
$420.83M
Latest filing
Total Deposits
$368.91M
Latest filing
Net Interest Margin
3.77%
Profitability

Key People

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Locations

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Main Office
Dakota Western Bank
202 S Main St
Bowman, ND 58623
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1910FDIC Certificate 5509

Branches (4)

Page 1 of 1
NameAddressCity / State
Dakota Western Bank (Main)202 S Main StBowman, ND
WEST RIVER STATE BANK BRANCHAdams Avenue And Fourth StreetHettinger, ND
PAYING AND RECEIVING BRANCH203 Main Street SRhame, ND
SCRANTON BRANCH307 Hiway 67 NorthScranton, ND
REGENT BRANCH24 Main Ave SRegent, ND
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1910
Community BankYes
Ownership TypeNot Mutual
ZIP58623
State and County Number38011
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees35
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.dwb.bank
Data Updated01/30/2026
CERT8637
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$420.83M
Total Deposits$368.91M
Total Liabilities$381.07M
Total Equity Capital$39.76M
Net Income$1.55M
Net Loans and Leases$271.62M
Assets Per Employee ($Millions)$12.02M
Bank Premises and Fixed Assets$1.47M
Cash and Balances due from Depository Institutions$36.97M
Deposits Held in Domestic Offices$368.91M

Key Performance Ratios

Return on Assets (ROA)1.52%
Return on Equity (ROE)15.88%
Net Interest Margin3.77%
Efficiency Ratio46.73%
Tier 1 Risk-Based Capital Ratio14.912%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.449%
Earning Assets to total Assets95.74%

Income and Expense

Total Interest Income$5.77M
Total Noninterest Income$196.00k
Total Interest Expense$2.09M
Total Noninterest Expense$1.81M
Net Interest Income$3.68M
Pre-tax Net Operating Income$1.80M
Provision for Credit Losses$260.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$7.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.16M
Total Liabilities and Capital$420.83M

Securities

Securities$96.66M
Available-for-sale debt securities$96.59M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Dakota Western Bank?
$420.83M as of the latest filing.
How much are Dakota Western Bank's total deposits?
$368.91M in total deposits.
Where is Dakota Western Bank located?
Bowman, ND.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$271.62M (latest filing).
What is the total interest income (latest filing)?
$5.77M.