First National Bank and Trust Co. of Bottineau
Bottineau, ND
IDRSSD: 974558
Total Assets
$164.84M
Latest filing
Total Deposits
$135.14M
Latest filing
Net Interest Margin
3.83%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank and Trust Co. of Bottineau
424 Main St
Bottineau, ND 58318
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 2547
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First National Bank and Trust Co. of Bottineau (Main) | 424 Main St | Bottineau, ND | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58318 |
| State and County Number | 38009 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstbottineau.com |
| Data Updated | 11/14/2025 |
| CERT | 3902 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $164.84M |
| Total Deposits | $135.14M |
| Total Liabilities | $140.61M |
| Total Equity Capital | $24.23M |
| Net Income | $273.00k |
| Net Loans and Leases | $88.00M |
| Assets Per Employee ($Millions) | $7.85M |
| Bank Premises and Fixed Assets | $460.00k |
| Cash and Balances due from Depository Institutions | $5.18M |
| Deposits Held in Domestic Offices | $135.14M |
Key Performance Ratios
| Return on Assets (ROA) | 0.65% |
| Return on Equity (ROE) | 4.56% |
| Net Interest Margin | 3.83% |
| Efficiency Ratio | 54.57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.72% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.701% |
| Earning Assets to total Assets | 96.87% |
Income and Expense
| Total Interest Income | $2.13M |
| Total Noninterest Income | $30.00k |
| Total Interest Expense | $577.00k |
| Total Noninterest Expense | $865.00k |
| Net Interest Income | $1.55M |
| Pre-tax Net Operating Income | $420.00k |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.90M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.57M |
| Total Liabilities and Capital | $164.84M |
Securities
| Securities | $67.80M |
| Available-for-sale debt securities | $65.98M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.82M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank and Trust Co. of Bottineau?
$164.84M as of the latest filing.
How much are First National Bank and Trust Co. of Bottineau's total deposits?
$135.14M in total deposits.
Where is First National Bank and Trust Co. of Bottineau located?
Bottineau, ND.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$88.00M (latest filing).
What is the total interest income (latest filing)?
$2.13M.