St. Ansgar State Bank
Saint Ansgar, IA
IDRSSD: 115146
Total Assets
$185.31M
Latest filing
Total Deposits
$134.84M
Latest filing
Net Interest Margin
2.78%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
St. Ansgar State Bank
237 W 4th St
Saint Ansgar, IA 50472
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/28/1891FDIC Certificate 11283
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| St. Ansgar State Bank (Main) | 237 W 4th St | Saint Ansgar, IA |
| STACYVILLE BRANCH | 102 S Broad St | Stacyville, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/28/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50472 |
| State and County Number | 19131 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 09/01/1953 |
| Primary Insurance Agency | DIF |
| Website | www.stansgarbank.com |
| Data Updated | 11/14/2025 |
| CERT | 17259 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $185.31M |
| Total Deposits | $134.84M |
| Total Liabilities | $167.52M |
| Total Equity Capital | $17.79M |
| Net Income | $390.00k |
| Net Loans and Leases | $121.25M |
| Assets Per Employee ($Millions) | $10.3M |
| Bank Premises and Fixed Assets | $1.68M |
| Cash and Balances due from Depository Institutions | $4.66M |
| Deposits Held in Domestic Offices | $134.84M |
Key Performance Ratios
| Return on Assets (ROA) | 0.85% |
| Return on Equity (ROE) | 8.79% |
| Net Interest Margin | 2.78% |
| Efficiency Ratio | 67.37% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.599% |
| Earning Assets to total Assets | 95.07% |
Income and Expense
| Total Interest Income | $2.21M |
| Total Noninterest Income | $58.00k |
| Total Interest Expense | $991.00k |
| Total Noninterest Expense | $859.00k |
| Net Interest Income | $1.22M |
| Pre-tax Net Operating Income | $397.00k |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $32.17M |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $509.00k |
| Total Liabilities and Capital | $185.31M |
Securities
| Securities | $52.54M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $52.54M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of St. Ansgar State Bank?
$185.31M as of the latest filing.
How much are St. Ansgar State Bank's total deposits?
$134.84M in total deposits.
Where is St. Ansgar State Bank located?
Saint Ansgar, IA.
What is the Net Interest Margin?
2.78%.
How many domestic offices does it operate?
2.
When was it established?
03/28/1891.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$121.25M (latest filing).
What is the total interest income (latest filing)?
$2.21M.