Sound Community Bank
Seattle, WA
IDRSSD: 429487
Total Assets
$1.09B
Latest filing
Total Deposits
$954.19M
Latest filing
Net Interest Margin
3.49%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
325081306SEATTLE, WA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Sound Community Bank
2400 3rd Ave
Seattle, WA 98121
Limited Service - Administrative
Updated 01/30/2026Established 01/01/1953FDIC Certificate 363806
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Sound Community Bank (Main) | 2400 3rd Ave | Seattle, WA |
| PORT LUDLOW BRANCH | 9500 Oak Bay Rd | Port Ludlow, WA |
| TACOMA-SOUTH | 2941 S 38th St | Tacoma, WA |
| SEQUIM VILLAGE BRANCH | 645 W Washington St | Sequim, WA |
| CEDAR PLAZA | 22807 44th Ave W | Mountlake Terrace, WA |
| PORT ANGELES BRANCH | 110 N Alder St | Port Angeles, WA |
| UNIVERSITY PLACE BRANCH | 4922 Bridgeport Way W | University Place, WA |
| BELLTOWN | 2400 3rd Ave | Seattle, WA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1953 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 98121 |
| State and County Number | 53033 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Seattle-Tacoma-Bellevue, WA |
Operational Info
| Number of Employees | 112 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/31/2024 |
| Date of Deposit Insurance | 05/19/2003 |
| Primary Insurance Agency | DIF |
| Website | http://www.soundcb.com |
| Data Updated | 01/30/2026 |
| CERT | 57451 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.09B |
| Total Deposits | $954.19M |
| Total Liabilities | $976.11M |
| Total Equity Capital | $116.20M |
| Net Income | $2.56M |
| Net Loans and Leases | $897.47M |
| Assets Per Employee ($Millions) | $9.5M |
| Bank Premises and Fixed Assets | $7.66M |
| Cash and Balances due from Depository Institutions | $138.41M |
| Deposits Held in Domestic Offices | $954.19M |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 8.93% |
| Net Interest Margin | 3.49% |
| Efficiency Ratio | 67.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.638% |
| Earning Assets to total Assets | 95.03% |
Income and Expense
| Total Interest Income | $14.33M |
| Total Noninterest Income | $822.00k |
| Total Interest Expense | $5.43M |
| Total Noninterest Expense | $6.53M |
| Net Interest Income | $8.90M |
| Pre-tax Net Operating Income | $3.10M |
| Provision for Credit Losses | $104.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $344.00k |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.92M |
| Total Liabilities and Capital | $1.09B |
Securities
| Securities | $9.59M |
| Available-for-sale debt securities | $7.70M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.89M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sound Community Bank?
$1.09B as of the latest filing.
How much are Sound Community Bank's total deposits?
$954.19M in total deposits.
Where is Sound Community Bank located?
Seattle, WA.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1953.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$897.47M (latest filing).
What is the total interest income (latest filing)?
$14.33M.