UniBank
Lynnwood, WA
IDRSSD: 3487947
Total Assets
$394.94M
Latest filing
Total Deposits
$344.94M
Latest filing
Net Interest Margin
2.59%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
UniBank
19315 Highway 99
Lynnwood, WA 98036
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/2006FDIC Certificate 450912
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| UniBank (Main) | 19315 Highway 99 | Lynnwood, WA |
| TACOMA BRANCH | 9104 South Tacoma Way Ste A101 | Lakewood, WA |
| FEDERAL WAY BRANCH | 31433 Pacific Hwy S | Federal Way, WA |
| BELLEVUE BRANCH | 3640 Factoria Blvd Se | Bellevue, WA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/01/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 98036 |
| State and County Number | 53061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Seattle-Tacoma-Bellevue, WA |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/01/2006 |
| Primary Insurance Agency | DIF |
| Website | www.unibankusa.com |
| Data Updated | 11/14/2025 |
| CERT | 58407 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $394.94M |
| Total Deposits | $344.94M |
| Total Liabilities | $366.61M |
| Total Equity Capital | $28.33M |
| Net Income | $-219,000 |
| Net Loans and Leases | $298.16M |
| Assets Per Employee ($Millions) | $7.9M |
| Bank Premises and Fixed Assets | $5.50M |
| Cash and Balances due from Depository Institutions | $34.00M |
| Deposits Held in Domestic Offices | $344.94M |
Key Performance Ratios
| Return on Assets (ROA) | -0.22% |
| Return on Equity (ROE) | -3.12% |
| Net Interest Margin | 2.59% |
| Efficiency Ratio | 138.02% |
| Tier 1 Risk-Based Capital Ratio | 9.622% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.8% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.174% |
| Earning Assets to total Assets | 96.31% |
Income and Expense
| Total Interest Income | $5.60M |
| Total Noninterest Income | $199.00k |
| Total Interest Expense | $3.09M |
| Total Noninterest Expense | $3.74M |
| Net Interest Income | $2.51M |
| Pre-tax Net Operating Income | $-230,000 |
| Provision for Credit Losses | $-800,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.67M |
| Total Liabilities and Capital | $394.94M |
Securities
| Securities | $50.53M |
| Available-for-sale debt securities | $50.53M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of UniBank?
$394.94M as of the latest filing.
How much are UniBank's total deposits?
$344.94M in total deposits.
Where is UniBank located?
Lynnwood, WA.
What is the Net Interest Margin?
2.59%.
How many domestic offices does it operate?
4.
When was it established?
11/01/2006.
What is the Return on Assets (ROA)?
-0.22%.
How much are total loans and leases?
$298.16M (latest filing).
What is the total interest income (latest filing)?
$5.60M.