Bank of the Pacific
Aberdeen, WA
IDRSSD: 307679
Total Assets
$1.26B
Latest filing
Total Deposits
$1.11B
Latest filing
Net Interest Margin
4.35%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of the Pacific
300 E Market St
Aberdeen, WA 98520
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/26/1979FDIC Certificate 16132
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Bank of the Pacific (Main) | 300 E Market St | Aberdeen, WA |
| LONG BEACH BRANCH | 1007 Pacific Ave S | Long Beach, WA |
| OCEAN SHORES BRANCH | 145 W Chance A La Mer Nw | Ocean Shores, WA |
| OCEAN PARK BRANCH | 1802 Bay Ave | Ocean Park, WA |
| HOQUIAM BRANCH | 405 8th St | Hoquiam, WA |
| TAHOLAH BRANCH | 1214 Aalis Dr | Taholah, WA |
| MONTESANO BRANCH | 150 S Main St | Montesano, WA |
| CATHLAMET BRANCH | 56 Main St | Cathlamet, WA |
Showing 7 of 19
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/26/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 98520 |
| State and County Number | 53027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Aberdeen, WA |
Operational Info
| Number of Employees | 211 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/26/1979 |
| Primary Insurance Agency | DIF |
| Website | www.bankofthepacific.com |
| Data Updated | 11/14/2025 |
| CERT | 23041 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.26B |
| Total Deposits | $1.11B |
| Total Liabilities | $1.13B |
| Total Equity Capital | $135.47M |
| Net Income | $3.73M |
| Net Loans and Leases | $762.47M |
| Assets Per Employee ($Millions) | $6.1M |
| Bank Premises and Fixed Assets | $16.41M |
| Cash and Balances due from Depository Institutions | $124.29M |
| Deposits Held in Domestic Offices | $1.11B |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 11.17% |
| Net Interest Margin | 4.35% |
| Efficiency Ratio | 66.67% |
| Tier 1 Risk-Based Capital Ratio | 15.862% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.731% |
| Earning Assets to total Assets | 92.91% |
Income and Expense
| Total Interest Income | $15.19M |
| Total Noninterest Income | $1.45M |
| Total Interest Expense | $2.69M |
| Total Noninterest Expense | $9.30M |
| Net Interest Income | $12.49M |
| Pre-tax Net Operating Income | $4.70M |
| Provision for Credit Losses | $-48,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.23M |
| Total Liabilities and Capital | $1.26B |
Securities
| Securities | $303.80M |
| Available-for-sale debt securities | $274.78M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $29.03M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of the Pacific?
$1.26B as of the latest filing.
How much are Bank of the Pacific's total deposits?
$1.11B in total deposits.
Where is Bank of the Pacific located?
Aberdeen, WA.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
20.
When was it established?
12/26/1979.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$762.47M (latest filing).
What is the total interest income (latest filing)?
$15.19M.