Bank of the Pacific

Aberdeen, WA
IDRSSD: 307679
Total Assets
$1.26B
Latest filing
Total Deposits
$1.11B
Latest filing
Net Interest Margin
4.35%
Profitability

Locations

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Main Office
Bank of the Pacific
300 E Market St
Aberdeen, WA 98520
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/26/1979FDIC Certificate 16132

Branches (19)

Page 1 of 3
NameAddressCity / State
Bank of the Pacific (Main)300 E Market StAberdeen, WA
LONG BEACH BRANCH1007 Pacific Ave SLong Beach, WA
OCEAN SHORES BRANCH145 W Chance A La Mer NwOcean Shores, WA
OCEAN PARK BRANCH1802 Bay AveOcean Park, WA
HOQUIAM BRANCH405 8th StHoquiam, WA
TAHOLAH BRANCH1214 Aalis DrTaholah, WA
MONTESANO BRANCH150 S Main StMontesano, WA
CATHLAMET BRANCH56 Main StCathlamet, WA
Showing 7 of 19

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/26/1979
Community BankYes
Ownership TypeNot Mutual
ZIP98520
State and County Number53027
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameAberdeen, WA

Operational Info

Number of Employees211
Domestic Offices20
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance12/26/1979
Primary Insurance AgencyDIF
Websitewww.bankofthepacific.com
Data Updated11/14/2025
CERT23041
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.26B
Total Deposits$1.11B
Total Liabilities$1.13B
Total Equity Capital$135.47M
Net Income$3.73M
Net Loans and Leases$762.47M
Assets Per Employee ($Millions)$6.1M
Bank Premises and Fixed Assets$16.41M
Cash and Balances due from Depository Institutions$124.29M
Deposits Held in Domestic Offices$1.11B

Key Performance Ratios

Return on Assets (ROA)1.2%
Return on Equity (ROE)11.17%
Net Interest Margin4.35%
Efficiency Ratio66.67%
Tier 1 Risk-Based Capital Ratio15.862%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.731%
Earning Assets to total Assets92.91%

Income and Expense

Total Interest Income$15.19M
Total Noninterest Income$1.45M
Total Interest Expense$2.69M
Total Noninterest Expense$9.30M
Net Interest Income$12.49M
Pre-tax Net Operating Income$4.70M
Provision for Credit Losses$-48,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$12.23M
Total Liabilities and Capital$1.26B

Securities

Securities$303.80M
Available-for-sale debt securities$274.78M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$29.03M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of the Pacific?
$1.26B as of the latest filing.
How much are Bank of the Pacific's total deposits?
$1.11B in total deposits.
Where is Bank of the Pacific located?
Aberdeen, WA.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
20.
When was it established?
12/26/1979.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$762.47M (latest filing).
What is the total interest income (latest filing)?
$15.19M.