Pacific Crest Bank
Lynnwood, WA
IDRSSD: 2643595
Total Assets
$324.25M
Latest filing
Total Deposits
$242.35M
Latest filing
Net Interest Margin
2.34%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pacific Crest Bank
3500 188th St Sw
Lynnwood, WA 98037
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/02/1998FDIC Certificate 60748
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Pacific Crest Bank (Main) | 3500 188th St Sw | Lynnwood, WA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/02/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 98037 |
| State and County Number | 53061 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Seattle-Tacoma-Bellevue, WA |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/15/2025 |
| Date of Deposit Insurance | 01/02/1998 |
| Primary Insurance Agency | DIF |
| Website | http://www.paccrest.com/ |
| Data Updated | 11/14/2025 |
| CERT | 34585 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $324.25M |
| Total Deposits | $242.35M |
| Total Liabilities | $290.34M |
| Total Equity Capital | $33.90M |
| Net Income | $579.00k |
| Net Loans and Leases | $226.60M |
| Assets Per Employee ($Millions) | $20.27M |
| Bank Premises and Fixed Assets | $444.00k |
| Cash and Balances due from Depository Institutions | $63.09M |
| Deposits Held in Domestic Offices | $242.35M |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 6.97% |
| Net Interest Margin | 2.34% |
| Efficiency Ratio | 69.09% |
| Tier 1 Risk-Based Capital Ratio | 16.153% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.456% |
| Earning Assets to total Assets | 98.47% |
Income and Expense
| Total Interest Income | $4.53M |
| Total Noninterest Income | $8.00k |
| Total Interest Expense | $2.66M |
| Total Noninterest Expense | $1.29M |
| Net Interest Income | $1.86M |
| Pre-tax Net Operating Income | $579.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $46.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.00M |
| Total Liabilities and Capital | $324.25M |
Securities
| Securities | $29.92M |
| Available-for-sale debt securities | $29.92M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pacific Crest Bank?
$324.25M as of the latest filing.
How much are Pacific Crest Bank's total deposits?
$242.35M in total deposits.
Where is Pacific Crest Bank located?
Lynnwood, WA.
What is the Net Interest Margin?
2.34%.
How many domestic offices does it operate?
1.
When was it established?
01/02/1998.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$226.60M (latest filing).
What is the total interest income (latest filing)?
$4.53M.