Yakima Federal Savings and Loan Association
Yakima, WA
IDRSSD: 809771
Total Assets
$2.01B
Latest filing
Total Deposits
$1.39B
Latest filing
Net Interest Margin
2.19%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Yakima Federal Savings and Loan Association
118 E Yakima Ave
Yakima, WA 98901
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 40950
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Yakima Federal Savings and Loan Association (Main) | 118 E Yakima Ave | Yakima, WA |
| PASCO BRANCH | 3604 W Court St | Pasco, WA |
| ELLENSBURG BRANCH | 201 E 5th Ave | Ellensburg, WA |
| SUNNYSIDE BRANCH | 801 E Edison Ave | Sunnyside, WA |
| PROSSER BRANCH | 601 Market St | Prosser, WA |
| STADIUM BRANCH | 3910 Tieton Dr | Yakima, WA |
| KENNEWICK BRANCH | 3350 W Clearwater Ave | Kennewick, WA |
| YAKIMA BRANCH | 7105 Tieton Dr | Yakima, WA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 98901 |
| State and County Number | 53077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Yakima, WA |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | yakimafed.com |
| Data Updated | 01/30/2026 |
| CERT | 28116 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.01B |
| Total Deposits | $1.39B |
| Total Liabilities | $1.46B |
| Total Equity Capital | $543.07M |
| Net Income | $4.88M |
| Net Loans and Leases | $905.47M |
| Assets Per Employee ($Millions) | $15.32M |
| Bank Premises and Fixed Assets | $12.33M |
| Cash and Balances due from Depository Institutions | $82.58M |
| Deposits Held in Domestic Offices | $1.39B |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 3.61% |
| Net Interest Margin | 2.19% |
| Efficiency Ratio | 45.89% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 27.051% |
| Earning Assets to total Assets | 92.09% |
Income and Expense
| Total Interest Income | $18.18M |
| Total Noninterest Income | $1.04M |
| Total Interest Expense | $8.02M |
| Total Noninterest Expense | $5.14M |
| Net Interest Income | $10.17M |
| Pre-tax Net Operating Income | $6.00M |
| Provision for Credit Losses | $59.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $56.47M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $18.72M |
| Total Liabilities and Capital | $2.01B |
Securities
| Securities | $882.07M |
| Available-for-sale debt securities | $119.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $762.74M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Yakima Federal Savings and Loan Association?
$2.01B as of the latest filing.
How much are Yakima Federal Savings and Loan Association's total deposits?
$1.39B in total deposits.
Where is Yakima Federal Savings and Loan Association located?
Yakima, WA.
What is the Net Interest Margin?
2.19%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$905.47M (latest filing).
What is the total interest income (latest filing)?
$18.18M.