Mountain Pacific Bank

Everett, WA
IDRSSD: 3459207
Total Assets
$861.88M
Latest filing
Total Deposits
$682.34M
Latest filing
Net Interest Margin
4.34%
Profitability

Locations

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Main Office
Mountain Pacific Bank
3732 Broadway
Everett, WA 98201
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/24/2006FDIC Certificate 446332

Branches (5)

Page 1 of 1
NameAddressCity / State
Mountain Pacific Bank (Main)3732 BroadwayEverett, WA
LYNNWOOD BRANCH19705 Highway 99Lynnwood, WA
BURLINGTON BRANCH110 Cascade Mall DrBurlington, WA
BELLINGHAM MOBILE BRANCH2200 Rimland DrBellingham, WA
BELLINGHAM BRANCH2200 Rimland DriveBellingham, WA
BALLARD BRANCH8550 15th Ave NwSeattle, WA
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/24/2006
Community BankYes
Ownership TypeNot Mutual
ZIP98201
State and County Number53061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSeattle-Tacoma-Bellevue, WA

Operational Info

Number of Employees101
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/24/2006
Primary Insurance AgencyDIF
Websitewww.mp.bank
Data Updated11/14/2025
CERT58341
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$861.88M
Total Deposits$682.34M
Total Liabilities$768.91M
Total Equity Capital$92.97M
Net Income$3.47M
Net Loans and Leases$692.16M
Assets Per Employee ($Millions)$8.62M
Bank Premises and Fixed Assets$14.55M
Cash and Balances due from Depository Institutions$114.57M
Deposits Held in Domestic Offices$682.34M

Key Performance Ratios

Return on Assets (ROA)1.65%
Return on Equity (ROE)15.22%
Net Interest Margin4.34%
Efficiency Ratio49.79%
Tier 1 Risk-Based Capital Ratio12.739%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.3%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.787%
Earning Assets to total Assets95.21%

Income and Expense

Total Interest Income$13.63M
Total Noninterest Income$1.32M
Total Interest Expense$4.93M
Total Noninterest Expense$4.99M
Net Interest Income$8.70M
Pre-tax Net Operating Income$4.39M
Provision for Credit Losses$635.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$80.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.57M
Total Liabilities and Capital$861.88M

Securities

Securities$20.92M
Available-for-sale debt securities$19.92M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$998.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Mountain Pacific Bank?
$861.88M as of the latest filing.
How much are Mountain Pacific Bank's total deposits?
$682.34M in total deposits.
Where is Mountain Pacific Bank located?
Everett, WA.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
6.
When was it established?
07/24/2006.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$692.16M (latest filing).
What is the total interest income (latest filing)?
$13.63M.