RiverBank
Spokane, WA
IDRSSD: 3438958
Total Assets
$292.72M
Latest filing
Total Deposits
$257.38M
Latest filing
Net Interest Margin
4.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
RiverBank
202 E Spokane Falls Blvd
Spokane, WA 99202
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/22/2006FDIC Certificate 446105
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| RiverBank (Main) | 202 E Spokane Falls Blvd | Spokane, WA |
| MOBILE BRANCH | 202 E Spokane Falls Blvd | Spokane, WA |
| MAIN BRANCH | 202 E Spokane Falls Blvd | Spokane, WA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/22/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 99202 |
| State and County Number | 53063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Spokane-Spokane Valley, WA |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/22/2006 |
| Primary Insurance Agency | DIF |
| Website | http://www.riverbankonline.com |
| Data Updated | 01/30/2026 |
| CERT | 58322 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $292.72M |
| Total Deposits | $257.38M |
| Total Liabilities | $263.50M |
| Total Equity Capital | $29.22M |
| Net Income | $859.00k |
| Net Loans and Leases | $230.57M |
| Assets Per Employee ($Millions) | $7.32M |
| Bank Premises and Fixed Assets | $713.00k |
| Cash and Balances due from Depository Institutions | $20.13M |
| Deposits Held in Domestic Offices | $257.38M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 12.03% |
| Net Interest Margin | 4.93% |
| Efficiency Ratio | 67.9% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.982% |
| Earning Assets to total Assets | 95.78% |
Income and Expense
| Total Interest Income | $4.60M |
| Total Noninterest Income | $143.00k |
| Total Interest Expense | $1.24M |
| Total Noninterest Expense | $2.38M |
| Net Interest Income | $3.37M |
| Pre-tax Net Operating Income | $1.09M |
| Provision for Credit Losses | $32.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.67M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.12M |
| Total Liabilities and Capital | $292.72M |
Securities
| Securities | $23.82M |
| Available-for-sale debt securities | $23.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of RiverBank?
$292.72M as of the latest filing.
How much are RiverBank's total deposits?
$257.38M in total deposits.
Where is RiverBank located?
Spokane, WA.
What is the Net Interest Margin?
4.93%.
How many domestic offices does it operate?
3.
When was it established?
05/22/2006.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$230.57M (latest filing).
What is the total interest income (latest filing)?
$4.60M.