Liberty Bank
Poulsbo, WA
IDRSSD: 3943210
Total Assets
$196.38M
Latest filing
Total Deposits
$160.08M
Latest filing
Net Interest Margin
3.14%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
125108984POULSBO, WA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Bank
20150 7th Ave Ne
Poulsbo, WA 98370
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/11/2009FDIC Certificate 467762
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Liberty Bank (Main) | 20150 7th Ave Ne | Poulsbo, WA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/11/2009 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 98370 |
| State and County Number | 53035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Bremerton-Silverdale-Port Orchard, WA |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/11/2009 |
| Primary Insurance Agency | DIF |
| Website | www.libertybanknw.com |
| Data Updated | 01/30/2026 |
| CERT | 58778 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $196.38M |
| Total Deposits | $160.08M |
| Total Liabilities | $179.00M |
| Total Equity Capital | $17.37M |
| Net Income | $288.00k |
| Net Loans and Leases | $155.61M |
| Assets Per Employee ($Millions) | $9.82M |
| Bank Premises and Fixed Assets | $5.88M |
| Cash and Balances due from Depository Institutions | $26.66M |
| Deposits Held in Domestic Offices | $160.08M |
Key Performance Ratios
| Return on Assets (ROA) | 0.59% |
| Return on Equity (ROE) | 6.7% |
| Net Interest Margin | 3.14% |
| Efficiency Ratio | 76.16% |
| Tier 1 Risk-Based Capital Ratio | 13.14% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.846% |
| Earning Assets to total Assets | 93.73% |
Income and Expense
| Total Interest Income | $2.58M |
| Total Noninterest Income | $74.00k |
| Total Interest Expense | $1.13M |
| Total Noninterest Expense | $1.16M |
| Net Interest Income | $1.45M |
| Pre-tax Net Operating Income | $365.00k |
| Provision for Credit Losses | $-1,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.43M |
| Total Liabilities and Capital | $196.38M |
Securities
| Securities | $5.53M |
| Available-for-sale debt securities | $5.53M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Bank?
$196.38M as of the latest filing.
How much are Liberty Bank's total deposits?
$160.08M in total deposits.
Where is Liberty Bank located?
Poulsbo, WA.
What is the Net Interest Margin?
3.14%.
How many domestic offices does it operate?
1.
When was it established?
06/11/2009.
What is the Return on Assets (ROA)?
0.59%.
How much are total loans and leases?
$155.61M (latest filing).
What is the total interest income (latest filing)?
$2.58M.