Baker-Boyer National Bank
Walla Walla, WA
IDRSSD: 69678
Total Assets
$686.00M
Latest filing
Total Deposits
$616.72M
Latest filing
Net Interest Margin
3.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Baker-Boyer National Bank
7 W Main St
Walla Walla, WA 99362
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/10/1869FDIC Certificate 1891
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Baker-Boyer National Bank (Main) | 7 W Main St | Walla Walla, WA |
| EASTGATE BRANCH | 1931 Isaacs Ave | Walla Walla, WA |
| THE PLAZA BRANCH | 1530 Plaza Way | Walla Walla, WA |
| BAKER BOYER BANK KENNEWICK OFFICE | 1149 N Edison St | Kennewick, WA |
| WHEATLAND VILLAGE BRANCH | 1500 Catherine St | Walla Walla, WA |
| YAKIMA BRANCH | 921 Seattle Slew Run | Yakima, WA |
| WALLA WALLA VALLEY MOBILE BRANCH | 7 W Main St | Walla Walla, WA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/10/1869 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 99362 |
| State and County Number | 53071 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Walla Walla, WA |
Operational Info
| Number of Employees | 181 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bakerboyer.com |
| Data Updated | 11/14/2025 |
| CERT | 2987 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $686.00M |
| Total Deposits | $616.72M |
| Total Liabilities | $628.46M |
| Total Equity Capital | $57.53M |
| Net Income | $638.00k |
| Net Loans and Leases | $383.89M |
| Assets Per Employee ($Millions) | $4.01M |
| Bank Premises and Fixed Assets | $19.01M |
| Cash and Balances due from Depository Institutions | $101.52M |
| Deposits Held in Domestic Offices | $616.72M |
Key Performance Ratios
| Return on Assets (ROA) | 0.37% |
| Return on Equity (ROE) | 4.51% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 87.09% |
| Tier 1 Risk-Based Capital Ratio | 15.112% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.387% |
| Earning Assets to total Assets | 94.72% |
Income and Expense
| Total Interest Income | $7.24M |
| Total Noninterest Income | $3.44M |
| Total Interest Expense | $1.52M |
| Total Noninterest Expense | $7.98M |
| Net Interest Income | $5.71M |
| Pre-tax Net Operating Income | $1.13M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $9.70M |
| All Other Liabilities | $2.04M |
| Total Liabilities and Capital | $686.00M |
Securities
| Securities | $171.74M |
| Available-for-sale debt securities | $171.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $496.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Baker-Boyer National Bank?
$686.00M as of the latest filing.
How much are Baker-Boyer National Bank's total deposits?
$616.72M in total deposits.
Where is Baker-Boyer National Bank located?
Walla Walla, WA.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
7.
When was it established?
11/10/1869.
What is the Return on Assets (ROA)?
0.37%.
How much are total loans and leases?
$383.89M (latest filing).
What is the total interest income (latest filing)?
$7.24M.