Timberland Bank

Hoquiam, WA
IDRSSD: 294779
Total Assets
$2.06B
Latest filing
Total Deposits
$1.76B
Latest filing
Net Interest Margin
3.89%
Profitability

Key People

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Locations

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Main Office
Timberland Bank
624 Simpson Ave
Hoquiam, WA 98550
Full Service - Brick and Mortar
Updated 07/24/2026Established 01/01/1915FDIC Certificate 41287

Branches (23)

Page 1 of 4
NameAddressCity / State
Timberland Bank (Main)624 Simpson AveHoquiam, WA
ELMA BRANCH313 Waldrip StreetElma, WA
TOLEDO BRANCH101 N 2nd StToledo, WA
WINLOCK BRANCH209 Ne 1st StWinlock, WA
ABERDEEN BRANCH117 N Broadway StAberdeen, WA
SOUTH ABERDEEN BRANCH300 N Boone StAberdeen, WA
MONTESANO BRANCH201 S Main StMontesano, WA
OCEAN SHORES BRANCH361 Damon RdOcean Shores, WA
Showing 7 of 23

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1915
Community BankYes
Ownership TypeNot Mutual
ZIP98550
State and County Number53027
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameAberdeen, WA

Operational Info

Number of Employees272
Domestic Offices24
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitehttp://www.timberlandbank.com
Data Updated07/24/2026
CERT28453
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.06B
Total Deposits$1.76B
Total Liabilities$1.79B
Total Equity Capital$272.34M
Net Income$7.80M
Net Loans and Leases$1.50B
Assets Per Employee ($Millions)$7.69M
Bank Premises and Fixed Assets$22.03M
Cash and Balances due from Depository Institutions$242.71M
Deposits Held in Domestic Offices$1.76B

Key Performance Ratios

Return on Assets (ROA)1.52%
Return on Equity (ROE)11.5%
Net Interest Margin3.89%
Efficiency Ratio52.8%
Tier 1 Risk-Based Capital Ratio19.543%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.216%
Earning Assets to total Assets93.59%

Income and Expense

Total Interest Income$26.67M
Total Noninterest Income$3.03M
Total Interest Expense$7.87M
Total Noninterest Expense$11.56M
Net Interest Income$18.81M
Pre-tax Net Operating Income$9.79M
Provision for Credit Losses$509.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$221.00k
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$11.34M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$13.88M
Total Liabilities and Capital$2.06B

Securities

Securities$208.93M
Available-for-sale debt securities$90.48M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$117.62M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Timberland Bank?
$2.06B as of the latest filing.
How much are Timberland Bank's total deposits?
$1.76B in total deposits.
Where is Timberland Bank located?
Hoquiam, WA.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
24.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$1.50B (latest filing).
What is the total interest income (latest filing)?
$26.67M.