Prime Meridian Bank
Tallahassee, FL
IDRSSD: 3690701
Total Assets
$956.41M
Latest filing
Total Deposits
$853.84M
Latest filing
Net Interest Margin
3.59%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
063116481TALLAHASSEE, FL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Prime Meridian Bank
1471 Timberlane Rd
Tallahassee, FL 32312
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/04/2008FDIC Certificate 463049
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Prime Meridian Bank (Main) | 1471 Timberlane Rd | Tallahassee, FL |
| CRAWFORDVILLE OFFICE | 2201 Crawfordville Hwy | Crawfordville, FL |
| PRIME MERIDIAN BANK LAKELAND OFFICE | 3340 S Florida Ave | Lakeland, FL |
| CAPITAL CIRCLE BRANCH | 1897 Capital Cir Ne | Tallahassee, FL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/04/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32312 |
| State and County Number | 12073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tallahassee, FL |
Operational Info
| Number of Employees | 109 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/04/2008 |
| Primary Insurance Agency | DIF |
| Website | https://www.primemeridianbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58694 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $956.41M |
| Total Deposits | $853.84M |
| Total Liabilities | $861.39M |
| Total Equity Capital | $95.01M |
| Net Income | $-826,000 |
| Net Loans and Leases | $713.67M |
| Assets Per Employee ($Millions) | $8.86M |
| Bank Premises and Fixed Assets | $8.85M |
| Cash and Balances due from Depository Institutions | $48.01M |
| Deposits Held in Domestic Offices | $853.84M |
Key Performance Ratios
| Return on Assets (ROA) | -0.34% |
| Return on Equity (ROE) | -3.47% |
| Net Interest Margin | 3.59% |
| Efficiency Ratio | 115.47% |
| Tier 1 Risk-Based Capital Ratio | 14.461% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.934% |
| Earning Assets to total Assets | 95.29% |
Income and Expense
| Total Interest Income | $13.18M |
| Total Noninterest Income | $705.00k |
| Total Interest Expense | $4.87M |
| Total Noninterest Expense | $10.41M |
| Net Interest Income | $8.31M |
| Pre-tax Net Operating Income | $-1,358,000 |
| Provision for Credit Losses | $-37,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $348.00k |
| Other borrowed funds | $2.56M |
| Federal Funds Sold & Reverse Repurchase Agreement | $63.28M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.65M |
| Total Liabilities and Capital | $956.41M |
Securities
| Securities | $93.62M |
| Available-for-sale debt securities | $78.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $15.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $1.34M |
| Trading Liabilities | $1.34M |
Frequently Asked Questions
What are the total assets of Prime Meridian Bank?
$956.41M as of the latest filing.
How much are Prime Meridian Bank's total deposits?
$853.84M in total deposits.
Where is Prime Meridian Bank located?
Tallahassee, FL.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
4.
When was it established?
02/04/2008.
What is the Return on Assets (ROA)?
-0.34%.
How much are total loans and leases?
$713.67M (latest filing).
What is the total interest income (latest filing)?
$13.18M.