Flagship Bank
Clearwater, FL
IDRSSD: 3404999
Total Assets
$738.73M
Latest filing
Total Deposits
$602.07M
Latest filing
Net Interest Margin
3.60%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
063115893OLDSMAR, FL
Key People
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Locations
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Main Office
Flagship Bank
29750 Us Highway 19 N
Clearwater, FL 33761
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/23/2006FDIC Certificate 439972
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Flagship Bank (Main) | 29750 Us Highway 19 N | Clearwater, FL |
| OLDSMAR BRANCH | 4095 Tampa Rd | Oldsmar, FL |
| MESSENGER SERVICE | 27950 Us Highway 19 North | Clearwater, FL |
| TARPON SPRINGS BRANCH | 1101 S Pinellas Ave | Tarpon Springs, FL |
| LARGO BRANCH | 3320 E Bay Dr | Largo, FL |
| ST. PETERSBURG BRANCH | 965 Central Ave | Saint Petersburg, FL |
| WEST PASCO BRANCH | 9040 Tryfon Blvd Ste A102 | Trinity, FL |
| ST PETERSBURG 2 BRANCH | 3303 4th St N | Saint Petersburg, FL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/23/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33761 |
| State and County Number | 12103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tampa-St. Petersburg-Clearwater, FL |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/08/2024 |
| Date of Deposit Insurance | 01/23/2006 |
| Primary Insurance Agency | DIF |
| Website | http://www.flagshipbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58113 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $738.73M |
| Total Deposits | $602.07M |
| Total Liabilities | $644.65M |
| Total Equity Capital | $94.08M |
| Net Income | $1.95M |
| Net Loans and Leases | $575.94M |
| Assets Per Employee ($Millions) | $9.59M |
| Bank Premises and Fixed Assets | $8.40M |
| Cash and Balances due from Depository Institutions | $133.50M |
| Deposits Held in Domestic Offices | $602.07M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 8.39% |
| Net Interest Margin | 3.6% |
| Efficiency Ratio | 57.71% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.735% |
| Earning Assets to total Assets | 96.04% |
Income and Expense
| Total Interest Income | $9.88M |
| Total Noninterest Income | $300.00k |
| Total Interest Expense | $3.60M |
| Total Noninterest Expense | $3.79M |
| Net Interest Income | $6.27M |
| Pre-tax Net Operating Income | $2.56M |
| Provision for Credit Losses | $217.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $38.72M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.87M |
| Total Liabilities and Capital | $738.73M |
Securities
| Securities | $5.01M |
| Available-for-sale debt securities | $5.01M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Flagship Bank?
$738.73M as of the latest filing.
How much are Flagship Bank's total deposits?
$602.07M in total deposits.
Where is Flagship Bank located?
Clearwater, FL.
What is the Net Interest Margin?
3.60%.
How many domestic offices does it operate?
7.
When was it established?
01/23/2006.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$575.94M (latest filing).
What is the total interest income (latest filing)?
$9.88M.