Flagship Bank
Clearwater, FL
IDRSSD: 3404999
Total Assets
$712.52M
Latest filing
Total Deposits
$599.82M
Latest filing
Net Interest Margin
3.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Flagship Bank
29750 Us Highway 19 N
Clearwater, FL 33761
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/23/2006FDIC Certificate 439972
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Flagship Bank (Main) | 29750 Us Highway 19 N | Clearwater, FL |
| OLDSMAR BRANCH | 4095 Tampa Rd | Oldsmar, FL |
| MESSENGER SERVICE | 27950 Us Highway 19 North | Clearwater, FL |
| TARPON SPRINGS BRANCH | 1101 S Pinellas Ave | Tarpon Springs, FL |
| LARGO BRANCH | 3320 E Bay Dr | Largo, FL |
| ST. PETERSBURG BRANCH | 965 Central Ave | Saint Petersburg, FL |
| WEST PASCO BRANCH | 9040 Tryfon Blvd Ste A102 | Trinity, FL |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Waterfall Bank
Clearwater, Florida
→
Assets: $350.06MΔ -49.6%
Florida Capital Bank, National Association
Jacksonville, Florida
→
Assets: $655.18MΔ -5.7%
Marine Bank & Trust Company
Vero Beach, Florida
→
Assets: $630.12MΔ -9.3%
FNBT BANK
Fort Walton Beach, Florida
→
Assets: $610.09MΔ -12.2%
Sunrise Bank
Orlando, Florida
→
Assets: $596.33MΔ -14.2%
Winter Park National Bank
Winter Park, Florida
→
Assets: $794.96MΔ +14.4%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/23/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33761 |
| State and County Number | 12103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tampa-St. Petersburg-Clearwater, FL |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/08/2024 |
| Date of Deposit Insurance | 01/23/2006 |
| Primary Insurance Agency | DIF |
| Website | http://www.flagshipbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58113 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $712.52M |
| Total Deposits | $599.82M |
| Total Liabilities | $620.47M |
| Total Equity Capital | $92.05M |
| Net Income | $1.92M |
| Net Loans and Leases | $561.66M |
| Assets Per Employee ($Millions) | $9.38M |
| Bank Premises and Fixed Assets | $8.27M |
| Cash and Balances due from Depository Institutions | $123.38M |
| Deposits Held in Domestic Offices | $599.82M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 8.43% |
| Net Interest Margin | 3.68% |
| Efficiency Ratio | 58.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.919% |
| Earning Assets to total Assets | 96.13% |
Income and Expense
| Total Interest Income | $9.72M |
| Total Noninterest Income | $297.00k |
| Total Interest Expense | $3.49M |
| Total Noninterest Expense | $3.83M |
| Net Interest Income | $6.23M |
| Pre-tax Net Operating Income | $2.51M |
| Provision for Credit Losses | $182.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.65M |
| Total Liabilities and Capital | $712.52M |
Securities
| Securities | $5.01M |
| Available-for-sale debt securities | $5.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Flagship Bank?
$712.52M as of the latest filing.
How much are Flagship Bank's total deposits?
$599.82M in total deposits.
Where is Flagship Bank located?
Clearwater, FL.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
7.
When was it established?
01/23/2006.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$561.66M (latest filing).
What is the total interest income (latest filing)?
$9.72M.