Brannen Bank

Inverness, FL
IDRSSD: 760331
Total Assets
$1.07B
Latest filing
Total Deposits
$1.04B
Latest filing
Net Interest Margin
3.75%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

063104626INVERNESS, FL

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Brannen Bank
320 S Highway 41
Inverness, FL 34450
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1926FDIC Certificate 3862

Branches (11)

Page 1 of 2
NameAddressCity / State
Brannen Bank (Main)320 S Highway 41Inverness, FL
DUNNELLON BRANCHU.S. Highway 41 NorthDunnellon, FL
CRYSTAL RIVER BRANCH865 Ne Ushy 19Crystal River, FL
HOMOSASSA BRANCH4325 S Suncoast BlvdHomosassa, FL
DOWNTOWN BRANCH200 W Main StInverness, FL
BEVERLY HILLS BRANCH3930 N Lecanto HwyBeverly Hills, FL
FLORAL CITY BRANCH7478 S Florida AveFloral City, FL
WEST INVERNESS BRANCH401 N Central AveInverness, FL
Showing 7 of 11

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1926
Community BankYes
Ownership TypeNot Mutual
ZIP34450
State and County Number12017
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameHomosassa Springs, FL

Operational Info

Number of Employees121
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.brannenbanks.com
Data Updated01/30/2026
CERT5676
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.07B
Total Deposits$1.04B
Total Liabilities$1.04B
Total Equity Capital$33.06M
Net Income$5.42M
Net Loans and Leases$515.01M
Assets Per Employee ($Millions)$8.85M
Bank Premises and Fixed Assets$5.18M
Cash and Balances due from Depository Institutions$211.05M
Deposits Held in Domestic Offices$1.04B

Key Performance Ratios

Return on Assets (ROA)2.13%
Return on Equity (ROE)62.8%
Net Interest Margin3.75%
Efficiency Ratio45.66%
Tier 1 Risk-Based Capital Ratio14.027%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets3.087%
Earning Assets to total Assets98.61%

Income and Expense

Total Interest Income$13.05M
Total Noninterest Income$656.00k
Total Interest Expense$3.61M
Total Noninterest Expense$4.61M
Net Interest Income$9.44M
Pre-tax Net Operating Income$5.42M
Provision for Credit Losses$68.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$117.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.58M
Total Liabilities and Capital$1.07B

Securities

Securities$335.27M
Available-for-sale debt securities$335.27M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Brannen Bank?
$1.07B as of the latest filing.
How much are Brannen Bank's total deposits?
$1.04B in total deposits.
Where is Brannen Bank located?
Inverness, FL.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
12.
When was it established?
07/01/1926.
What is the Return on Assets (ROA)?
2.13%.
How much are total loans and leases?
$515.01M (latest filing).
What is the total interest income (latest filing)?
$13.05M.