The Salyersville National Bank
Salyersville, KY
IDRSSD: 472018
Total Assets
$160.07M
Latest filing
Total Deposits
$121.80M
Latest filing
Net Interest Margin
4.27%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Salyersville National Bank
43 E Maple St
Salyersville, KY 41465
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/10/1902FDIC Certificate 1765
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Salyersville National Bank (Main) | 43 E Maple St | Salyersville, KY |
| ROUTE 114 BRANCH | 519 Parkway Dr | Salyersville, KY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/10/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41465 |
| State and County Number | 21153 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.salyersvillebank.com |
| Data Updated | 11/14/2025 |
| CERT | 2723 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $160.07M |
| Total Deposits | $121.80M |
| Total Liabilities | $143.25M |
| Total Equity Capital | $16.82M |
| Net Income | $669.00k |
| Net Loans and Leases | $92.64M |
| Assets Per Employee ($Millions) | $6.96M |
| Bank Premises and Fixed Assets | $830.00k |
| Cash and Balances due from Depository Institutions | $17.56M |
| Deposits Held in Domestic Offices | $121.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.68% |
| Return on Equity (ROE) | 16.53% |
| Net Interest Margin | 4.27% |
| Efficiency Ratio | 47.79% |
| Tier 1 Risk-Based Capital Ratio | 22.957% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.508% |
| Earning Assets to total Assets | 96.22% |
Income and Expense
| Total Interest Income | $2.15M |
| Total Noninterest Income | $57.00k |
| Total Interest Expense | $516.00k |
| Total Noninterest Expense | $810.00k |
| Net Interest Income | $1.64M |
| Pre-tax Net Operating Income | $885.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $438.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $60.00k |
| Federal Funds Purchased and Repurchased Agreement | $20.09M |
| All Other Liabilities | $924.00k |
| Total Liabilities and Capital | $160.07M |
Securities
| Securities | $45.13M |
| Available-for-sale debt securities | $45.12M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Salyersville National Bank?
$160.07M as of the latest filing.
How much are The Salyersville National Bank's total deposits?
$121.80M in total deposits.
Where is The Salyersville National Bank located?
Salyersville, KY.
What is the Net Interest Margin?
4.27%.
How many domestic offices does it operate?
2.
When was it established?
10/10/1902.
What is the Return on Assets (ROA)?
1.68%.
How much are total loans and leases?
$92.64M (latest filing).
What is the total interest income (latest filing)?
$2.15M.