Peoples Bank
Lebanon, KY
IDRSSD: 519445
Total Assets
$186.00M
Latest filing
Total Deposits
$163.00M
Latest filing
Net Interest Margin
4.44%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
083905083LEBANON, KY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank
265 Old Springfield Rd
Lebanon, KY 40033
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/16/1910FDIC Certificate 1027
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Bank (Main) | 265 Old Springfield Rd | Lebanon, KY |
| DOWNTOWN BRANCH | 107 W Main St | Lebanon, KY |
| LOUISVILLE BRANCH | 3400 Dutchmans Ln | Louisville, KY |
| LORETTO BRANCH | 25 Millennium Dr | Loretto, KY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/16/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40033 |
| State and County Number | 21155 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/31/2021 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pboflebanon.com |
| Data Updated | 01/30/2026 |
| CERT | 1562 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.00M |
| Total Deposits | $163.00M |
| Total Liabilities | $171.47M |
| Total Equity Capital | $14.53M |
| Net Income | $661.00k |
| Net Loans and Leases | $156.88M |
| Assets Per Employee ($Millions) | $6M |
| Bank Premises and Fixed Assets | $1.22M |
| Cash and Balances due from Depository Institutions | $2.52M |
| Deposits Held in Domestic Offices | $163.00M |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 18.58% |
| Net Interest Margin | 4.44% |
| Efficiency Ratio | 59.05% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.813% |
| Earning Assets to total Assets | 97.16% |
Income and Expense
| Total Interest Income | $3.11M |
| Total Noninterest Income | $64.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $1.23M |
| Net Interest Income | $2.02M |
| Pre-tax Net Operating Income | $855.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $4.36M |
| All Other Liabilities | $1.11M |
| Total Liabilities and Capital | $186.00M |
Securities
| Securities | $22.32M |
| Available-for-sale debt securities | $22.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank?
$186.00M as of the latest filing.
How much are Peoples Bank's total deposits?
$163.00M in total deposits.
Where is Peoples Bank located?
Lebanon, KY.
What is the Net Interest Margin?
4.44%.
How many domestic offices does it operate?
4.
When was it established?
09/16/1910.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$156.88M (latest filing).
What is the total interest income (latest filing)?
$3.11M.