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Peoples Bank

Lebanon, KY
IDRSSD: 519445
Total Assets
$189.49M
Latest filing
Total Deposits
$166.87M
Latest filing
Net Interest Margin
3.93%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/16/1910
Community BankYes
Ownership TypeNot Mutual
ZIP40033
State and County Number21155
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees24
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/31/2021
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.pboflebanon.com
Data Updated11/14/2025
CERT1562
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$189.49M
Total Deposits$166.87M
Total Liabilities$175.57M
Total Equity Capital$13.92M
Net Income$514.00k
Net Loans and Leases$161.02M
Assets Per Employee ($Millions)$7.29M
Bank Premises and Fixed Assets$901.00k
Cash and Balances due from Depository Institutions$1.67M
Deposits Held in Domestic Offices$166.87M

Key Performance Ratios

Return on Assets (ROA)1.1%
Return on Equity (ROE)15.15%
Net Interest Margin3.93%
Efficiency Ratio60.22%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.347%
Earning Assets to total Assets97.28%

Income and Expense

Total Interest Income$2.86M
Total Noninterest Income$81.00k
Total Interest Expense$1.07M
Total Noninterest Expense$1.13M
Net Interest Income$1.79M
Pre-tax Net Operating Income$668.00k
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.67M
All Other Liabilities$2.03M
Total Liabilities and Capital$189.49M

Securities

Securities$22.63M
Available-for-sale debt securities$22.63M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank?
$189.49M as of the latest filing.
How much are Peoples Bank's total deposits?
$166.87M in total deposits.
Where is Peoples Bank located?
Lebanon, KY.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
3.
When was it established?
09/16/1910.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$161.02M (latest filing).
What is the total interest income (latest filing)?
$2.86M.