Bank of Clarkson
Clarkson, KY
IDRSSD: 720344
Total Assets
$173.83M
Latest filing
Total Deposits
$141.54M
Latest filing
Net Interest Margin
4.26%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Clarkson
101 E Main St
Clarkson, KY 42726
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1904FDIC Certificate 8330
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Clarkson (Main) | 101 E Main St | Clarkson, KY |
| MAIN STREET LEITCHFIELD BRANCH | 417 S Main St | Leitchfield, KY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42726 |
| State and County Number | 21085 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKOFCLARKSON.COM |
| Data Updated | 01/30/2026 |
| CERT | 13167 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $173.83M |
| Total Deposits | $141.54M |
| Total Liabilities | $156.24M |
| Total Equity Capital | $17.59M |
| Net Income | $711.00k |
| Net Loans and Leases | $117.58M |
| Assets Per Employee ($Millions) | $8.28M |
| Bank Premises and Fixed Assets | $1.01M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $141.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 16.53% |
| Net Interest Margin | 4.26% |
| Efficiency Ratio | 54.23% |
| Tier 1 Risk-Based Capital Ratio | 18.935% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.117% |
| Earning Assets to total Assets | 92.64% |
Income and Expense
| Total Interest Income | $2.42M |
| Total Noninterest Income | $256.00k |
| Total Interest Expense | $714.00k |
| Total Noninterest Expense | $1.06M |
| Net Interest Income | $1.71M |
| Pre-tax Net Operating Income | $899.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.48M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.00M |
| All Other Liabilities | $1.22M |
| Total Liabilities and Capital | $173.83M |
Securities
| Securities | $41.85M |
| Available-for-sale debt securities | $41.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Clarkson?
$173.83M as of the latest filing.
How much are Bank of Clarkson's total deposits?
$141.54M in total deposits.
Where is Bank of Clarkson located?
Clarkson, KY.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$117.58M (latest filing).
What is the total interest income (latest filing)?
$2.42M.