Bank of Clarkson
Clarkson, KY
IDRSSD: 720344
Total Assets
$172.72M
Latest filing
Total Deposits
$143.15M
Latest filing
Net Interest Margin
4.17%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42726 |
| State and County Number | 21085 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKOFCLARKSON.COM |
| Data Updated | 11/14/2025 |
| CERT | 13167 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $172.72M |
| Total Deposits | $143.15M |
| Total Liabilities | $155.90M |
| Total Equity Capital | $16.81M |
| Net Income | $784.00k |
| Net Loans and Leases | $114.66M |
| Assets Per Employee ($Millions) | $7.85M |
| Bank Premises and Fixed Assets | $1.09M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $143.15M |
Key Performance Ratios
| Return on Assets (ROA) | 1.84% |
| Return on Equity (ROE) | 19.32% |
| Net Interest Margin | 4.17% |
| Efficiency Ratio | 46.78% |
| Tier 1 Risk-Based Capital Ratio | 18.63% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.735% |
| Earning Assets to total Assets | 92.43% |
Income and Expense
| Total Interest Income | $2.33M |
| Total Noninterest Income | $269.00k |
| Total Interest Expense | $691.00k |
| Total Noninterest Expense | $893.00k |
| Net Interest Income | $1.64M |
| Pre-tax Net Operating Income | $1.02M |
| Provision for Credit Losses | $-2,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.54M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $4.50M |
| All Other Liabilities | $1.71M |
| Total Liabilities and Capital | $172.72M |
Securities
| Securities | $42.18M |
| Available-for-sale debt securities | $42.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Clarkson?
$172.72M as of the latest filing.
How much are Bank of Clarkson's total deposits?
$143.15M in total deposits.
Where is Bank of Clarkson located?
Clarkson, KY.
What is the Net Interest Margin?
4.17%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
1.84%.
How much are total loans and leases?
$114.66M (latest filing).
What is the total interest income (latest filing)?
$2.33M.