Bank of Buffalo
Buffalo, KY
IDRSSD: 825940
Total Assets
$130.78M
Latest filing
Total Deposits
$109.23M
Latest filing
Net Interest Margin
2.98%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Buffalo
2441 Greensburg Rd
Buffalo, KY 42716
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/07/1901FDIC Certificate 1774
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Buffalo (Main) | 2441 Greensburg Rd | Buffalo, KY |
| HODGENVILLE BRANCH | 2375 Lincoln Farm Rd | Hodgenville, KY |
| CANMER BRANCH | 2708 N Jackson Hwy | Canmer, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/07/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42716 |
| State and County Number | 21123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Elizabethtown-Fort Knox, KY |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thebankofbuffalo.com |
| Data Updated | 11/14/2025 |
| CERT | 2733 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $130.78M |
| Total Deposits | $109.23M |
| Total Liabilities | $119.69M |
| Total Equity Capital | $11.09M |
| Net Income | $27.00k |
| Net Loans and Leases | $91.84M |
| Assets Per Employee ($Millions) | $7.27M |
| Bank Premises and Fixed Assets | $421.00k |
| Cash and Balances due from Depository Institutions | $2.07M |
| Deposits Held in Domestic Offices | $109.23M |
Key Performance Ratios
| Return on Assets (ROA) | 0.08% |
| Return on Equity (ROE) | 1.02% |
| Net Interest Margin | 2.98% |
| Efficiency Ratio | 63.27% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.476% |
| Earning Assets to total Assets | 96.06% |
Income and Expense
| Total Interest Income | $1.87M |
| Total Noninterest Income | $44.00k |
| Total Interest Expense | $949.00k |
| Total Noninterest Expense | $608.00k |
| Net Interest Income | $917.00k |
| Pre-tax Net Operating Income | $27.00k |
| Provision for Credit Losses | $326.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.65M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.45M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $817.00k |
| Total Liabilities and Capital | $130.78M |
Securities
| Securities | $31.28M |
| Available-for-sale debt securities | $31.28M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Buffalo?
$130.78M as of the latest filing.
How much are Bank of Buffalo's total deposits?
$109.23M in total deposits.
Where is Bank of Buffalo located?
Buffalo, KY.
What is the Net Interest Margin?
2.98%.
How many domestic offices does it operate?
3.
When was it established?
01/07/1901.
What is the Return on Assets (ROA)?
0.08%.
How much are total loans and leases?
$91.84M (latest filing).
What is the total interest income (latest filing)?
$1.87M.