Bank of Buffalo
Buffalo, KY
IDRSSD: 825940
Total Assets
$133.08M
Latest filing
Total Deposits
$106.05M
Latest filing
Net Interest Margin
3.55%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
083904505BUFFALO, KY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Buffalo
2441 Greensburg Rd
Buffalo, KY 42716
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/07/1901FDIC Certificate 1774
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Buffalo (Main) | 2441 Greensburg Rd | Buffalo, KY |
| HODGENVILLE BRANCH | 2375 Lincoln Farm Rd | Hodgenville, KY |
| CANMER BRANCH | 2708 N Jackson Hwy | Canmer, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/07/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42716 |
| State and County Number | 21123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Elizabethtown-Fort Knox, KY |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thebankofbuffalo.com |
| Data Updated | 01/30/2026 |
| CERT | 2733 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $133.08M |
| Total Deposits | $106.05M |
| Total Liabilities | $121.58M |
| Total Equity Capital | $11.50M |
| Net Income | $541.00k |
| Net Loans and Leases | $96.26M |
| Assets Per Employee ($Millions) | $7.39M |
| Bank Premises and Fixed Assets | $427.00k |
| Cash and Balances due from Depository Institutions | $2.31M |
| Deposits Held in Domestic Offices | $106.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 19.16% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 53.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.642% |
| Earning Assets to total Assets | 95.76% |
Income and Expense
| Total Interest Income | $2.03M |
| Total Noninterest Income | $31.00k |
| Total Interest Expense | $906.00k |
| Total Noninterest Expense | $612.00k |
| Net Interest Income | $1.12M |
| Pre-tax Net Operating Income | $541.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $307.00k |
| Other borrowed funds | $14.85M |
| Federal Funds Sold & Reverse Repurchase Agreement | $288.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $678.00k |
| Total Liabilities and Capital | $133.08M |
Securities
| Securities | $30.83M |
| Available-for-sale debt securities | $30.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Buffalo?
$133.08M as of the latest filing.
How much are Bank of Buffalo's total deposits?
$106.05M in total deposits.
Where is Bank of Buffalo located?
Buffalo, KY.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
3.
When was it established?
01/07/1901.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$96.26M (latest filing).
What is the total interest income (latest filing)?
$2.03M.