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The Peoples Bank

Taylorsville, KY
IDRSSD: 76443
Total Assets
$129.44M
Latest filing
Total Deposits
$115.65M
Latest filing
Net Interest Margin
5.14%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/03/1903
Community BankYes
Ownership TypeNot Mutual
ZIP40071
State and County Number21215
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameLouisville-Jefferson County, KY-IN

Operational Info

Number of Employees30
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.tpbtaylorsville.com
Data Updated11/14/2025
CERT1566
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$129.44M
Total Deposits$115.65M
Total Liabilities$117.95M
Total Equity Capital$11.49M
Net Income$703.00k
Net Loans and Leases$87.49M
Assets Per Employee ($Millions)$4.46M
Bank Premises and Fixed Assets$1.35M
Cash and Balances due from Depository Institutions$6.77M
Deposits Held in Domestic Offices$115.65M

Key Performance Ratios

Return on Assets (ROA)2.17%
Return on Equity (ROE)25.49%
Net Interest Margin5.14%
Efficiency Ratio59.41%
Tier 1 Risk-Based Capital Ratio19.195%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.876%
Earning Assets to total Assets97.24%

Income and Expense

Total Interest Income$1.98M
Total Noninterest Income$151.00k
Total Interest Expense$363.00k
Total Noninterest Expense$1.05M
Net Interest Income$1.62M
Pre-tax Net Operating Income$703.00k
Provision for Credit Losses$15.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.78M
Federal Funds Sold & Reverse Repurchase Agreement$2.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$524.00k
Total Liabilities and Capital$129.44M

Securities

Securities$32.82M
Available-for-sale debt securities$32.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Peoples Bank?
$129.44M as of the latest filing.
How much are The Peoples Bank's total deposits?
$115.65M in total deposits.
Where is The Peoples Bank located?
Taylorsville, KY.
What is the Net Interest Margin?
5.14%.
How many domestic offices does it operate?
2.
When was it established?
02/03/1903.
What is the Return on Assets (ROA)?
2.17%.
How much are total loans and leases?
$87.49M (latest filing).
What is the total interest income (latest filing)?
$1.98M.