The Peoples Bank
Taylorsville, KY
IDRSSD: 76443
Total Assets
$137.40M
Latest filing
Total Deposits
$123.29M
Latest filing
Net Interest Margin
5.21%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Bank
23 W Main St
Taylorsville, KY 40071
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/03/1903FDIC Certificate 1029
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Bank (Main) | 23 W Main St | Taylorsville, KY |
| ELK CREEK BRANCH | 5511 Taylorsville Rd | Fisherville, KY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/03/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40071 |
| State and County Number | 21215 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Louisville-Jefferson County, KY-IN |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tpbtaylorsville.com |
| Data Updated | 01/30/2026 |
| CERT | 1566 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $137.40M |
| Total Deposits | $123.29M |
| Total Liabilities | $125.69M |
| Total Equity Capital | $11.71M |
| Net Income | $673.00k |
| Net Loans and Leases | $95.25M |
| Assets Per Employee ($Millions) | $4.43M |
| Bank Premises and Fixed Assets | $1.38M |
| Cash and Balances due from Depository Institutions | $7.30M |
| Deposits Held in Domestic Offices | $123.29M |
Key Performance Ratios
| Return on Assets (ROA) | 2.02% |
| Return on Equity (ROE) | 23.21% |
| Net Interest Margin | 5.21% |
| Efficiency Ratio | 62.57% |
| Tier 1 Risk-Based Capital Ratio | 18.246% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.522% |
| Earning Assets to total Assets | 97.31% |
Income and Expense
| Total Interest Income | $2.08M |
| Total Noninterest Income | $146.00k |
| Total Interest Expense | $384.00k |
| Total Noninterest Expense | $1.15M |
| Net Interest Income | $1.69M |
| Pre-tax Net Operating Income | $673.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.77M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $635.00k |
| Total Liabilities and Capital | $137.40M |
Securities
| Securities | $32.43M |
| Available-for-sale debt securities | $32.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank?
$137.40M as of the latest filing.
How much are The Peoples Bank's total deposits?
$123.29M in total deposits.
Where is The Peoples Bank located?
Taylorsville, KY.
What is the Net Interest Margin?
5.21%.
How many domestic offices does it operate?
2.
When was it established?
02/03/1903.
What is the Return on Assets (ROA)?
2.02%.
How much are total loans and leases?
$95.25M (latest filing).
What is the total interest income (latest filing)?
$2.08M.