Jackson County Bank
Mc Kee, KY
IDRSSD: 1016718
Total Assets
$175.16M
Latest filing
Total Deposits
$114.12M
Latest filing
Net Interest Margin
4.73%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
042105484MC KEE, KY
Key People
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Locations
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Main Office
Jackson County Bank
123 Main St N
Mc Kee, KY 40447
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/05/1904FDIC Certificate 235
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Jackson County Bank (Main) | 123 Main St N | Mc Kee, KY |
| THE RUSSELL HAYS BRANCH | 4455 Kentucky 3630 | Annville, KY |
| SANDGAP BRANCH | 82 Highway 2004 | Mc Kee, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/05/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40447 |
| State and County Number | 21109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.jacksoncobank.com |
| Data Updated | 01/30/2026 |
| CERT | 291 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $175.16M |
| Total Deposits | $114.12M |
| Total Liabilities | $126.38M |
| Total Equity Capital | $48.78M |
| Net Income | $862.00k |
| Net Loans and Leases | $72.89M |
| Assets Per Employee ($Millions) | $4.61M |
| Bank Premises and Fixed Assets | $1.07M |
| Cash and Balances due from Depository Institutions | $18.67M |
| Deposits Held in Domestic Offices | $114.12M |
Key Performance Ratios
| Return on Assets (ROA) | 1.98% |
| Return on Equity (ROE) | 7.08% |
| Net Interest Margin | 4.73% |
| Efficiency Ratio | 48.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 27.851% |
| Earning Assets to total Assets | 95.94% |
Income and Expense
| Total Interest Income | $2.24M |
| Total Noninterest Income | $207.00k |
| Total Interest Expense | $265.00k |
| Total Noninterest Expense | $1.05M |
| Net Interest Income | $1.98M |
| Pre-tax Net Operating Income | $1.10M |
| Provision for Credit Losses | $26.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $11.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $11.91M |
| All Other Liabilities | $345.00k |
| Total Liabilities and Capital | $175.16M |
Securities
| Securities | $81.31M |
| Available-for-sale debt securities | $77.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.47M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Jackson County Bank?
$175.16M as of the latest filing.
How much are Jackson County Bank's total deposits?
$114.12M in total deposits.
Where is Jackson County Bank located?
Mc Kee, KY.
What is the Net Interest Margin?
4.73%.
How many domestic offices does it operate?
3.
When was it established?
10/05/1904.
What is the Return on Assets (ROA)?
1.98%.
How much are total loans and leases?
$72.89M (latest filing).
What is the total interest income (latest filing)?
$2.24M.