Bank of Maysville
Maysville, KY
IDRSSD: 782016
Total Assets
$162.16M
Latest filing
Total Deposits
$133.31M
Latest filing
Net Interest Margin
3.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Maysville
20 W 2nd St
Maysville, KY 41056
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/26/1835FDIC Certificate 5970
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Maysville (Main) | 20 W 2nd St | Maysville, KY |
| MAYSVILLE BRANCH | 12 W 3rd St | Maysville, KY |
| AA HIGHWAY BRANCH | 253 Wal Mart Way | Maysville, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/26/1835 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41056 |
| State and County Number | 21161 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Maysville, KY |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofmaysville.com |
| Data Updated | 11/14/2025 |
| CERT | 9315 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $162.16M |
| Total Deposits | $133.31M |
| Total Liabilities | $134.79M |
| Total Equity Capital | $27.37M |
| Net Income | $532.00k |
| Net Loans and Leases | $87.44M |
| Assets Per Employee ($Millions) | $6.24M |
| Bank Premises and Fixed Assets | $2.19M |
| Cash and Balances due from Depository Institutions | $4.74M |
| Deposits Held in Domestic Offices | $133.31M |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 7.94% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 59.31% |
| Tier 1 Risk-Based Capital Ratio | 28.768% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.879% |
| Earning Assets to total Assets | 94.72% |
Income and Expense
| Total Interest Income | $1.64M |
| Total Noninterest Income | $179.00k |
| Total Interest Expense | $219.00k |
| Total Noninterest Expense | $949.00k |
| Net Interest Income | $1.42M |
| Pre-tax Net Operating Income | $651.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.18M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.74M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $302.00k |
| Total Liabilities and Capital | $162.16M |
Securities
| Securities | $60.52M |
| Available-for-sale debt securities | $60.52M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Maysville?
$162.16M as of the latest filing.
How much are Bank of Maysville's total deposits?
$133.31M in total deposits.
Where is Bank of Maysville located?
Maysville, KY.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
3.
When was it established?
06/26/1835.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$87.44M (latest filing).
What is the total interest income (latest filing)?
$1.64M.