Hyden Citizens Bank
Hyden, KY
IDRSSD: 211114
Total Assets
$146.15M
Latest filing
Total Deposits
$128.33M
Latest filing
Net Interest Margin
4.18%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
042105170HYDEN, KY
Key People
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Locations
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Main Office
Hyden Citizens Bank
22023 Main St
Hyden, KY 41749
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1904FDIC Certificate 226
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Hyden Citizens Bank (Main) | 22023 Main St | Hyden, KY |
| WOOTON BRANCH | 5244 Kentucky Highway 80 | Wooton, KY |
| HURTS CREEK CENTER BRANCH | 110 Highway 80 | Hyden, KY |
| HOSKINSTON BRANCH | 13020 U.S. 421 | Hoskinston, KY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41749 |
| State and County Number | 21131 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.hydencitizensbank.com |
| Data Updated | 01/30/2026 |
| CERT | 281 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $146.15M |
| Total Deposits | $128.33M |
| Total Liabilities | $136.43M |
| Total Equity Capital | $9.72M |
| Net Income | $479.00k |
| Net Loans and Leases | $82.11M |
| Assets Per Employee ($Millions) | $4.71M |
| Bank Premises and Fixed Assets | $3.66M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $128.33M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 20.5% |
| Net Interest Margin | 4.18% |
| Efficiency Ratio | 68.19% |
| Tier 1 Risk-Based Capital Ratio | 12.55% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.65% |
| Earning Assets to total Assets | 93.02% |
Income and Expense
| Total Interest Income | $1.87M |
| Total Noninterest Income | $183.00k |
| Total Interest Expense | $461.00k |
| Total Noninterest Expense | $1.09M |
| Net Interest Income | $1.41M |
| Pre-tax Net Operating Income | $482.00k |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $104.00k |
| Federal Funds Purchased and Repurchased Agreement | $2.55M |
| All Other Liabilities | $1.05M |
| Total Liabilities and Capital | $146.15M |
Securities
| Securities | $53.43M |
| Available-for-sale debt securities | $53.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hyden Citizens Bank?
$146.15M as of the latest filing.
How much are Hyden Citizens Bank's total deposits?
$128.33M in total deposits.
Where is Hyden Citizens Bank located?
Hyden, KY.
What is the Net Interest Margin?
4.18%.
How many domestic offices does it operate?
4.
When was it established?
09/01/1904.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$82.11M (latest filing).
What is the total interest income (latest filing)?
$1.87M.