Visbanking Logo

The Peoples Bank

Marion, KY
IDRSSD: 446149
Total Assets
$129.34M
Latest filing
Total Deposits
$114.29M
Latest filing
Net Interest Margin
4.07%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Farmers Bank and Trust Company
Marion, Kentucky
→
Assets: $704.98MΔ +409.1%
Bank of Cadiz and Trust Company
Cadiz, Kentucky
→
Assets: $137.79MΔ -0.5%
Auburn Banking Company
Auburn, Kentucky
→
Assets: $139.84MΔ +1.0%
The Farmers National Bank of Lebanon
Lebanon, Kentucky
→
Assets: $141.34MΔ +2.1%
Independent Correspondent Bankers' Bank, Inc.
Frankfort, Kentucky
→
Assets: $141.91MΔ +2.5%
Hyden Citizens Bank
Hyden, Kentucky
→
Assets: $143.65MΔ +3.7%

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date10/01/1946
Community BankYes
Ownership TypeNot Mutual
ZIP42064
State and County Number21055
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees27
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/25/1947
Primary Insurance AgencyDIF
Websitewww.thepeoplesbank-ky.com
Data Updated11/14/2025
CERT16603
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$129.34M
Total Deposits$114.29M
Total Liabilities$114.90M
Total Equity Capital$14.44M
Net Income$329.00k
Net Loans and Leases$100.94M
Assets Per Employee ($Millions)$4.79M
Bank Premises and Fixed Assets$4.92M
Cash and Balances due from Depository Institutions$4.46M
Deposits Held in Domestic Offices$114.29M

Key Performance Ratios

Return on Assets (ROA)0.98%
Return on Equity (ROE)9.2%
Net Interest Margin4.07%
Efficiency Ratio69.69%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.15%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.167%
Earning Assets to total Assets91.11%

Income and Expense

Total Interest Income$2.04M
Total Noninterest Income$199.00k
Total Interest Expense$799.00k
Total Noninterest Expense$1.01M
Net Interest Income$1.25M
Pre-tax Net Operating Income$388.00k
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$454.00k
Other borrowed funds$234.00k
Federal Funds Sold & Reverse Repurchase Agreement$10.47M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$375.00k
Total Liabilities and Capital$129.34M

Securities

Securities$4.66M
Available-for-sale debt securities$4.66M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Peoples Bank?
$129.34M as of the latest filing.
How much are The Peoples Bank's total deposits?
$114.29M in total deposits.
Where is The Peoples Bank located?
Marion, KY.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
4.
When was it established?
10/01/1946.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$100.94M (latest filing).
What is the total interest income (latest filing)?
$2.04M.