PBK BANK, INC.
Stanford, KY
IDRSSD: 148715
Total Assets
$170.52M
Latest filing
Total Deposits
$146.51M
Latest filing
Net Interest Margin
5.18%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
PBK BANK, INC.
120 Frontier Blvd
Stanford, KY 40484
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1906FDIC Certificate 5968
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| PBK BANK, INC. (Main) | 120 Frontier Blvd | Stanford, KY |
| STANFORD BRANCH | 1100 Us Highway 27 S | Stanford, KY |
| HUSTONVILLE BRANCH | Bradfordsville Road | Hustonville, KY |
| DANVILLE BRANCH | 1001 Hustonville Rd | Danville, KY |
| JUNCTION CITY BRANCH | 54 Henry St | Junction City, KY |
| MOUNT VERNON OFFICE BRANCH | 810 W Main St | Mount Vernon, KY |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40484 |
| State and County Number | 21137 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Danville, KY |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pbkbank.com |
| Data Updated | 01/30/2026 |
| CERT | 9313 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $170.52M |
| Total Deposits | $146.51M |
| Total Liabilities | $146.92M |
| Total Equity Capital | $23.61M |
| Net Income | $696.00k |
| Net Loans and Leases | $100.60M |
| Assets Per Employee ($Millions) | $4.06M |
| Bank Premises and Fixed Assets | $2.28M |
| Cash and Balances due from Depository Institutions | $27.66M |
| Deposits Held in Domestic Offices | $146.51M |
Key Performance Ratios
| Return on Assets (ROA) | 1.65% |
| Return on Equity (ROE) | 11.8% |
| Net Interest Margin | 5.18% |
| Efficiency Ratio | 63.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.843% |
| Earning Assets to total Assets | 94.8% |
Income and Expense
| Total Interest Income | $2.50M |
| Total Noninterest Income | $449.00k |
| Total Interest Expense | $441.00k |
| Total Noninterest Expense | $1.59M |
| Net Interest Income | $2.06M |
| Pre-tax Net Operating Income | $926.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $406.00k |
| Total Liabilities and Capital | $170.52M |
Securities
| Securities | $37.51M |
| Available-for-sale debt securities | $37.51M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PBK BANK, INC.?
$170.52M as of the latest filing.
How much are PBK BANK, INC.'s total deposits?
$146.51M in total deposits.
Where is PBK BANK, INC. located?
Stanford, KY.
What is the Net Interest Margin?
5.18%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$100.60M (latest filing).
What is the total interest income (latest filing)?
$2.50M.