PBK BANK, INC.
Stanford, KY
IDRSSD: 148715
Total Assets
$166.17M
Latest filing
Total Deposits
$142.12M
Latest filing
Net Interest Margin
5.43%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
PBK BANK, INC.
120 Frontier Blvd
Stanford, KY 40484
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 5968
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| PBK BANK, INC. (Main) | 120 Frontier Blvd | Stanford, KY |
| STANFORD BRANCH | 1100 Us Highway 27 S | Stanford, KY |
| HUSTONVILLE BRANCH | Bradfordsville Road | Hustonville, KY |
| DANVILLE BRANCH | 1001 Hustonville Rd | Danville, KY |
| JUNCTION CITY BRANCH | 54 Henry St | Junction City, KY |
| MOUNT VERNON OFFICE BRANCH | 810 W Main St | Mount Vernon, KY |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40484 |
| State and County Number | 21137 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Danville, KY |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pbkbank.com |
| Data Updated | 11/14/2025 |
| CERT | 9313 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $166.17M |
| Total Deposits | $142.12M |
| Total Liabilities | $142.60M |
| Total Equity Capital | $23.57M |
| Net Income | $890.00k |
| Net Loans and Leases | $98.33M |
| Assets Per Employee ($Millions) | $3.96M |
| Bank Premises and Fixed Assets | $2.29M |
| Cash and Balances due from Depository Institutions | $25.55M |
| Deposits Held in Domestic Offices | $142.12M |
Key Performance Ratios
| Return on Assets (ROA) | 2.14% |
| Return on Equity (ROE) | 15.57% |
| Net Interest Margin | 5.43% |
| Efficiency Ratio | 54.27% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.182% |
| Earning Assets to total Assets | 94.44% |
Income and Expense
| Total Interest Income | $2.56M |
| Total Noninterest Income | $459.00k |
| Total Interest Expense | $430.00k |
| Total Noninterest Expense | $1.41M |
| Net Interest Income | $2.13M |
| Pre-tax Net Operating Income | $1.18M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $480.00k |
| Total Liabilities and Capital | $166.17M |
Securities
| Securities | $38.02M |
| Available-for-sale debt securities | $38.02M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PBK BANK, INC.?
$166.17M as of the latest filing.
How much are PBK BANK, INC.'s total deposits?
$142.12M in total deposits.
Where is PBK BANK, INC. located?
Stanford, KY.
What is the Net Interest Margin?
5.43%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
2.14%.
How much are total loans and leases?
$98.33M (latest filing).
What is the total interest income (latest filing)?
$2.56M.