Plumas Bank

Quincy, CA
IDRSSD: 670467
Total Assets
$2.23B
Latest filing
Total Deposits
$1.83B
Latest filing
Net Interest Margin
5.87%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Plumas Bank
336 Main St
Quincy, CA 95971
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/13/1980FDIC Certificate 16311

Branches (19)

Page 1 of 3
NameAddressCity / State
Plumas Bank (Main)336 Main StQuincy, CA
SUSANVILLE BRANCH3000 Riverside DrSusanville, CA
CHESTER BRANCH225 Main StChester, CA
FALL RIVER MILLS BRANCH43163 Highway 299 EastFall River Mills, CA
PORTOLA BRANCH120 N Pine StPortola, CA
GREENVILLE BRANCH121 Crescent StGreenville, CA
ALTURAS BRANCH510 N Main StAlturas, CA
CARSON CITY BRANCH1101 N Carson StCarson City, NV
Showing 7 of 19

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date12/13/1980
Community BankYes
Ownership TypeNot Mutual
ZIP95971
State and County Number06063
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees182
Domestic Offices16
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/01/2025
Date of Deposit Insurance12/13/1980
Primary Insurance AgencyDIF
Websitehttp://www.plumasbank.com
Data Updated11/14/2025
CERT23275
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.23B
Total Deposits$1.83B
Total Liabilities$1.97B
Total Equity Capital$258.53M
Net Income$5.48M
Net Loans and Leases$1.48B
Assets Per Employee ($Millions)$9.57M
Bank Premises and Fixed Assets$48.77M
Cash and Balances due from Depository Institutions$87.28M
Deposits Held in Domestic Offices$1.83B

Key Performance Ratios

Return on Assets (ROA)1.14%
Return on Equity (ROE)9.69%
Net Interest Margin5.87%
Efficiency Ratio50.37%
Tier 1 Risk-Based Capital Ratio14.264%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.598%
Earning Assets to total Assets90.61%

Income and Expense

Total Interest Income$30.04M
Total Noninterest Income$2.51M
Total Interest Expense$4.25M
Total Noninterest Expense$14.87M
Net Interest Income$25.79M
Pre-tax Net Operating Income$8.06M
Provision for Credit Losses$5.37M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$114.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$93.86M
All Other Liabilities$43.10M
Total Liabilities and Capital$2.23B

Securities

Securities$484.69M
Available-for-sale debt securities$484.69M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Plumas Bank?
$2.23B as of the latest filing.
How much are Plumas Bank's total deposits?
$1.83B in total deposits.
Where is Plumas Bank located?
Quincy, CA.
What is the Net Interest Margin?
5.87%.
How many domestic offices does it operate?
16.
When was it established?
12/13/1980.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$1.48B (latest filing).
What is the total interest income (latest filing)?
$30.04M.