Plumas Bank
Quincy, CA
IDRSSD: 670467
Total Assets
$2.24B
Latest filing
Total Deposits
$1.82B
Latest filing
Net Interest Margin
5.24%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Plumas Bank
336 Main St
Quincy, CA 95971
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/13/1980FDIC Certificate 16311
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Plumas Bank (Main) | 336 Main St | Quincy, CA |
| SUSANVILLE BRANCH | 3000 Riverside Dr | Susanville, CA |
| CHESTER BRANCH | 225 Main St | Chester, CA |
| FALL RIVER MILLS BRANCH | 43163 Highway 299 East | Fall River Mills, CA |
| PORTOLA BRANCH | 120 N Pine St | Portola, CA |
| GREENVILLE BRANCH | 121 Crescent St | Greenville, CA |
| ALTURAS BRANCH | 510 N Main St | Alturas, CA |
| CARSON CITY BRANCH | 1101 N Carson St | Carson City, NV |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/13/1980 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 95971 |
| State and County Number | 06063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 233 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2025 |
| Date of Deposit Insurance | 12/13/1980 |
| Primary Insurance Agency | DIF |
| Website | http://www.plumasbank.com |
| Data Updated | 01/30/2026 |
| CERT | 23275 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.24B |
| Total Deposits | $1.82B |
| Total Liabilities | $1.97B |
| Total Equity Capital | $272.90M |
| Net Income | $11.32M |
| Net Loans and Leases | $1.50B |
| Assets Per Employee ($Millions) | $9.57M |
| Bank Premises and Fixed Assets | $53.13M |
| Cash and Balances due from Depository Institutions | $80.62M |
| Deposits Held in Domestic Offices | $1.82B |
Key Performance Ratios
| Return on Assets (ROA) | 2.03% |
| Return on Equity (ROE) | 17.03% |
| Net Interest Margin | 5.24% |
| Efficiency Ratio | 39.11% |
| Tier 1 Risk-Based Capital Ratio | 14.812% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.192% |
| Earning Assets to total Assets | 90.17% |
Income and Expense
| Total Interest Income | $30.87M |
| Total Noninterest Income | $7.82M |
| Total Interest Expense | $4.40M |
| Total Noninterest Expense | $14.01M |
| Net Interest Income | $26.47M |
| Pre-tax Net Operating Income | $19.91M |
| Provision for Credit Losses | $366.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $226.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $97.86M |
| All Other Liabilities | $48.59M |
| Total Liabilities and Capital | $2.24B |
Securities
| Securities | $476.60M |
| Available-for-sale debt securities | $476.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Plumas Bank?
$2.24B as of the latest filing.
How much are Plumas Bank's total deposits?
$1.82B in total deposits.
Where is Plumas Bank located?
Quincy, CA.
What is the Net Interest Margin?
5.24%.
How many domestic offices does it operate?
20.
When was it established?
12/13/1980.
What is the Return on Assets (ROA)?
2.03%.
How much are total loans and leases?
$1.50B (latest filing).
What is the total interest income (latest filing)?
$30.87M.