Open Bank

Los Angeles, CA
IDRSSD: 3357219
Total Assets
$2.61B
Latest filing
Total Deposits
$2.28B
Latest filing
Net Interest Margin
3.31%
Profitability

Locations

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Main Office
Open Bank
1000 Wilshire Blvd
Los Angeles, CA 90017
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/10/2005FDIC Certificate 432260

Branches (16)

Page 1 of 3
NameAddressCity / State
Open Bank (Main)1000 Wilshire BlvdLos Angeles, CA
AROMA BRANCH3680 Wilshire BlvdLos Angeles, CA
BUENA PARK BRANCH5141 Beach BlvdBuena Park, CA
GARDENA BRANCH15435 S Western AveGardena, CA
FASHION DISTRICT BRANCH747 E. 10th Street, #310 & 311Los Angeles, CA
OLYMPIC BRANCH3030 W Olympic BlvdLos Angeles, CA
WESTERN BRANCH550 S Western AveLos Angeles, CA
SANTA CLARA BRANCH2998 El Camino RealSanta Clara, CA
Showing 7 of 16

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/10/2005
Community BankNo
Ownership TypeNot Mutual
ZIP90017
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees237
Domestic Offices16
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance06/10/2005
Primary Insurance AgencyDIF
Websitewww.myopenbank.com
Data Updated11/14/2025
CERT57944
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.61B
Total Deposits$2.28B
Total Liabilities$2.40B
Total Equity Capital$219.41M
Net Income$6.87M
Net Loans and Leases$2.13B
Assets Per Employee ($Millions)$10.46M
Bank Premises and Fixed Assets$15.11M
Cash and Balances due from Depository Institutions$166.85M
Deposits Held in Domestic Offices$2.28B

Key Performance Ratios

Return on Assets (ROA)1.06%
Return on Equity (ROE)12.76%
Net Interest Margin3.31%
Efficiency Ratio54.81%
Tier 1 Risk-Based Capital Ratio10.814%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.392%
Earning Assets to total Assets95.27%

Income and Expense

Total Interest Income$38.52M
Total Noninterest Income$4.09M
Total Interest Expense$18.18M
Total Noninterest Expense$13.39M
Net Interest Income$20.35M
Pre-tax Net Operating Income$9.87M
Provision for Credit Losses$1.18M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$846.00k
Other borrowed funds$75.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$44.45M
Total Liabilities and Capital$2.61B

Securities

Securities$204.47M
Available-for-sale debt securities$200.76M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Open Bank?
$2.61B as of the latest filing.
How much are Open Bank's total deposits?
$2.28B in total deposits.
Where is Open Bank located?
Los Angeles, CA.
What is the Net Interest Margin?
3.31%.
How many domestic offices does it operate?
16.
When was it established?
06/10/2005.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$2.13B (latest filing).
What is the total interest income (latest filing)?
$38.52M.