El Dorado Savings Bank, F.S.B.
Placerville, CA
IDRSSD: 961576
Total Assets
$2.47B
Latest filing
Total Deposits
$2.14B
Latest filing
Net Interest Margin
2.64%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
El Dorado Savings Bank, F.S.B.
4040 El Dorado Rd
Placerville, CA 95667
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1956FDIC Certificate 43787
Branches (34)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| El Dorado Savings Bank, F.S.B. (Main) | 4040 El Dorado Rd | Placerville, CA |
| LONE PINE BRANCH | 400 N Main | Lone Pine, CA |
| JACKSON BRANCH | 135 Main St | Jackson, CA |
| SAN ANDREAS BRANCH | 206 E Saint Charles St | San Andreas, CA |
| FOLSOM BRANCH | 300 E Bidwell St | Folsom, CA |
| ELK GROVE BRANCH | 9003 Elk Grove Blvd | Elk Grove, CA |
| TAHOE VALLEY Y BRANCH | 942 Emerald Bay Rd | South Lake Tahoe, CA |
| CITRUS HEIGHTS BRANCH | 7895 Lichen Dr | Citrus Heights, CA |
Showing 7 of 34
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1956 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 95667 |
| State and County Number | 06017 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Sacramento-Roseville-Folsom, CA |
Operational Info
| Number of Employees | 262 |
| Domestic Offices | 35 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.eldoradosavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 30953 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.47B |
| Total Deposits | $2.14B |
| Total Liabilities | $2.15B |
| Total Equity Capital | $327.81M |
| Net Income | $5.93M |
| Net Loans and Leases | $503.69M |
| Assets Per Employee ($Millions) | $9.48M |
| Bank Premises and Fixed Assets | $19.32M |
| Cash and Balances due from Depository Institutions | $662.97M |
| Deposits Held in Domestic Offices | $2.14B |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 7.29% |
| Net Interest Margin | 2.64% |
| Efficiency Ratio | 57.34% |
| Tier 1 Risk-Based Capital Ratio | 52.773% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.25% |
| Earning Assets to total Assets | 96.85% |
Income and Expense
| Total Interest Income | $21.53M |
| Total Noninterest Income | $2.10M |
| Total Interest Expense | $5.70M |
| Total Noninterest Expense | $10.37M |
| Net Interest Income | $15.84M |
| Pre-tax Net Operating Income | $7.57M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.88M |
| Total Liabilities and Capital | $2.47B |
Securities
| Securities | $1.25B |
| Available-for-sale debt securities | $284.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.25B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of El Dorado Savings Bank, F.S.B.?
$2.47B as of the latest filing.
How much are El Dorado Savings Bank, F.S.B.'s total deposits?
$2.14B in total deposits.
Where is El Dorado Savings Bank, F.S.B. located?
Placerville, CA.
What is the Net Interest Margin?
2.64%.
How many domestic offices does it operate?
35.
When was it established?
01/01/1956.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$503.69M (latest filing).
What is the total interest income (latest filing)?
$21.53M.