Avidbank
San Jose, CA
IDRSSD: 3214059
Total Assets
$2.36B
Latest filing
Total Deposits
$2.06B
Latest filing
Net Interest Margin
4.04%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Avidbank
1732 N 1st St
San Jose, CA 95112
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/2003FDIC Certificate 364542
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Avidbank (Main) | 1732 N 1st St | San Jose, CA |
| 135 MAIN STREET - LPO BRANCH | 135 Main St | San Francisco, CA |
| 821 WINSLOW STREET - LPO BRANCH | 999 Main St | Redwood City, CA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/2003 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 95112 |
| State and County Number | 06085 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Jose-Sunnyvale-Santa Clara, CA |
Operational Info
| Number of Employees | 149 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/01/2003 |
| Primary Insurance Agency | DIF |
| Website | www.avidbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57510 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.36B |
| Total Deposits | $2.06B |
| Total Liabilities | $2.07B |
| Total Equity Capital | $282.05M |
| Net Income | $-37,499,000 |
| Net Loans and Leases | $1.94B |
| Assets Per Employee ($Millions) | $15.6M |
| Bank Premises and Fixed Assets | $7.86M |
| Cash and Balances due from Depository Institutions | $177.32M |
| Deposits Held in Domestic Offices | $2.06B |
Key Performance Ratios
| Return on Assets (ROA) | -6.33% |
| Return on Equity (ROE) | -59.87% |
| Net Interest Margin | 4.04% |
| Efficiency Ratio | 54.79% |
| Tier 1 Risk-Based Capital Ratio | 12.107% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.974% |
| Earning Assets to total Assets | 96.64% |
Income and Expense
| Total Interest Income | $37.25M |
| Total Noninterest Income | $1.34M |
| Total Interest Expense | $14.16M |
| Total Noninterest Expense | $13.39M |
| Net Interest Income | $23.09M |
| Pre-tax Net Operating Income | $9.69M |
| Provision for Credit Losses | $1.35M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $18.17M |
| Total Liabilities and Capital | $2.36B |
Securities
| Securities | $173.59M |
| Available-for-sale debt securities | $173.59M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Avidbank?
$2.36B as of the latest filing.
How much are Avidbank's total deposits?
$2.06B in total deposits.
Where is Avidbank located?
San Jose, CA.
What is the Net Interest Margin?
4.04%.
How many domestic offices does it operate?
3.
When was it established?
10/01/2003.
What is the Return on Assets (ROA)?
-6.33%.
How much are total loans and leases?
$1.94B (latest filing).
What is the total interest income (latest filing)?
$37.25M.