NewFirst National Bank

El Campo, TX
IDRSSD: 938859
Total Assets
$944.40M
Latest filing
Total Deposits
$824.27M
Latest filing
Net Interest Margin
5.34%
Profitability

Key People

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Locations

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Main Office
NewFirst National Bank
200 E Jackson St
El Campo, TX 77437
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 2045

Branches (8)

Page 1 of 2
NameAddressCity / State
NewFirst National Bank (Main)200 E Jackson StEl Campo, TX
DETACHED DRIVE-IN FACILITY205 E Calhoun StEl Campo, TX
WHARTON DRIVE-IN BRANCH117 E Milam StWharton, TX
ROSENBERG BRANCH2214 Avenue HRosenberg, TX
VICTORIA BRANCH10301 Ne Zac Lentz PkwyVictoria, TX
NEEDVILLE BRANCH8914 Main StNeedville, TX
CREEKBEND BRANCH16554 Creek Bend DrSugar Land, TX
EDNA BRANCH700 N Wells StEdna, TX
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP77437
State and County Number48481
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameEl Campo, TX

Operational Info

Number of Employees88
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.NEWFIRST.COM
Data Updated01/30/2026
CERT3183
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$944.40M
Total Deposits$824.27M
Total Liabilities$833.82M
Total Equity Capital$110.59M
Net Income$8.38M
Net Loans and Leases$681.50M
Assets Per Employee ($Millions)$10.86M
Bank Premises and Fixed Assets$4.95M
Cash and Balances due from Depository Institutions$172.16M
Deposits Held in Domestic Offices$824.27M

Key Performance Ratios

Return on Assets (ROA)3.58%
Return on Equity (ROE)30.24%
Net Interest Margin5.34%
Efficiency Ratio39.86%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.26%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.71%
Earning Assets to total Assets94.21%

Income and Expense

Total Interest Income$14.84M
Total Noninterest Income$1.11M
Total Interest Expense$3.02M
Total Noninterest Expense$5.15M
Net Interest Income$11.81M
Pre-tax Net Operating Income$8.38M
Provision for Credit Losses$-600,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$59.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.54M
Total Liabilities and Capital$944.40M

Securities

Securities$53.66M
Available-for-sale debt securities$53.66M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of NewFirst National Bank?
$944.40M as of the latest filing.
How much are NewFirst National Bank's total deposits?
$824.27M in total deposits.
Where is NewFirst National Bank located?
El Campo, TX.
What is the Net Interest Margin?
5.34%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
3.58%.
How much are total loans and leases?
$681.50M (latest filing).
What is the total interest income (latest filing)?
$14.84M.