Third Coast Bank
Humble, TX
IDRSSD: 3630323
Total Assets
$5.06B
Latest filing
Total Deposits
$4.37B
Latest filing
Net Interest Margin
4.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Third Coast Bank
20202 Highway 59 N
Humble, TX 77338
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/25/2008FDIC Certificate 463605
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Third Coast Bank (Main) | 20202 Highway 59 N | Humble, TX |
| LA VERNIA BRANCH | 13809 Us Highway 87 W | La Vernia, TX |
| PEARLAND BRANCH | 1850 Pearland Pkwy | Pearland, TX |
| BEAUMONT BRANCH | 3650 North Major Drive | Beaumont, TX |
| DETROIT BRANCH | 12038 Us Highway 82 W | Detroit, TX |
| GALLERIA BRANCH | 1800 West Loop S | Houston, TX |
| MID COUNTY BRANCH | 3260 Central Mall Dr | Port Arthur, TX |
| DALLAS BRANCH | 8235 Douglas Ave | Dallas, TX |
Showing 7 of 18
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/25/2008 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 77338 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 388 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/13/2024 |
| Date of Deposit Insurance | 02/25/2008 |
| Primary Insurance Agency | DIF |
| Website | www.thirdcoast.bank |
| Data Updated | 11/14/2025 |
| CERT | 58716 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.06B |
| Total Deposits | $4.37B |
| Total Liabilities | $4.43B |
| Total Equity Capital | $624.32M |
| Net Income | $19.75M |
| Net Loans and Leases | $4.12B |
| Assets Per Employee ($Millions) | $12.71M |
| Bank Premises and Fixed Assets | $42.40M |
| Cash and Balances due from Depository Institutions | $116.65M |
| Deposits Held in Domestic Offices | $4.37B |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 12.86% |
| Net Interest Margin | 4.41% |
| Efficiency Ratio | 50.62% |
| Tier 1 Risk-Based Capital Ratio | 12.594% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.342% |
| Earning Assets to total Assets | 95.32% |
Income and Expense
| Total Interest Income | $92.50M |
| Total Noninterest Income | $3.64M |
| Total Interest Expense | $39.90M |
| Total Noninterest Expense | $28.51M |
| Net Interest Income | $52.60M |
| Pre-tax Net Operating Income | $24.97M |
| Provision for Credit Losses | $2.76M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $8.39M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.63M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $61.10M |
| Total Liabilities and Capital | $5.06B |
Securities
| Securities | $582.76M |
| Available-for-sale debt securities | $376.72M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $206.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Third Coast Bank?
$5.06B as of the latest filing.
How much are Third Coast Bank's total deposits?
$4.37B in total deposits.
Where is Third Coast Bank located?
Humble, TX.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
19.
When was it established?
02/25/2008.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$4.12B (latest filing).
What is the total interest income (latest filing)?
$92.50M.