Peoples Community Bank

Greenville, MO
IDRSSD: 784159
Total Assets
$707.42M
Latest filing
Total Deposits
$572.13M
Latest filing
Net Interest Margin
4.70%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

081508466RHINELAND, MO

Key People

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Locations

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Main Office
Peoples Community Bank
101 Sycamore St
Greenville, MO 63944
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/03/1977FDIC Certificate 15595

Branches (15)

Page 1 of 3
NameAddressCity / State
Peoples Community Bank (Main)101 Sycamore StGreenville, MO
DONIPHAN BRANCH1420 Hillcrest PlzDoniphan, MO
WASHBURN BRANCH803 Pineville RdWashburn, MO
SELIGMAN BRANCH33710 State Highway 112Seligman, MO
WAPPAPELLO FACILITY70 Civic Center RdWappapello, MO
PIEDMONT FACILITY1401 N Main StPiedmont, MO
PUXICO FACILITY BRANCH422 S Highway 51Puxico, MO
NAYLOR BRANCH15090 State Highway 142 ENaylor, MO
Showing 7 of 15

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/03/1977
Community BankYes
Ownership TypeNot Mutual
ZIP63944
State and County Number29223
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees120
Domestic Offices16
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/03/1977
Primary Insurance AgencyDIF
Websitewww.peoplescommunitybank.com
Data Updated01/30/2026
CERT22394
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$707.42M
Total Deposits$572.13M
Total Liabilities$575.63M
Total Equity Capital$131.79M
Net Income$3.97M
Net Loans and Leases$480.92M
Assets Per Employee ($Millions)$5.94M
Bank Premises and Fixed Assets$5.67M
Cash and Balances due from Depository Institutions$19.08M
Deposits Held in Domestic Offices$572.13M

Key Performance Ratios

Return on Assets (ROA)2.25%
Return on Equity (ROE)12.27%
Net Interest Margin4.7%
Efficiency Ratio51.06%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.15%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets18.629%
Earning Assets to total Assets93.2%

Income and Expense

Total Interest Income$10.70M
Total Noninterest Income$935.00k
Total Interest Expense$2.98M
Total Noninterest Expense$4.42M
Net Interest Income$7.72M
Pre-tax Net Operating Income$3.97M
Provision for Credit Losses$270.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$190.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$15.25M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.50M
Total Liabilities and Capital$707.42M

Securities

Securities$156.64M
Available-for-sale debt securities$117.20M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$39.44M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Community Bank?
$707.42M as of the latest filing.
How much are Peoples Community Bank's total deposits?
$572.13M in total deposits.
Where is Peoples Community Bank located?
Greenville, MO.
What is the Net Interest Margin?
4.70%.
How many domestic offices does it operate?
16.
When was it established?
01/03/1977.
What is the Return on Assets (ROA)?
2.25%.
How much are total loans and leases?
$480.92M (latest filing).
What is the total interest income (latest filing)?
$10.70M.