Regional Missouri Bank

Marceline, MO
IDRSSD: 579140
Total Assets
$562.11M
Latest filing
Total Deposits
$454.74M
Latest filing
Net Interest Margin
4.11%
Profitability

Locations

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Main Office
Regional Missouri Bank
1201 S Missouri Ave
Marceline, MO 64658
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/13/1908FDIC Certificate 12293

Branches (8)

Page 1 of 2
NameAddressCity / State
Regional Missouri Bank (Main)1201 S Missouri AveMarceline, MO
B.C.M. FACILITY 24700 Sthy 24Moberly, MO
SALISBURY BRANCH301 E Us Highway 24Salisbury, MO
MARCELINE DOWNTOWN BRANCH100 N Main Street UsaMarceline, MO
MOBERLY ROLLINS STREET BR207 E Rollins StMoberly, MO
BROOKFIELD BRANCH216 N Main StBrookfield, MO
KEYTESVILLE BRANCH400 W Bridge StKeytesville, MO
PARIS BRANCH301 N Main StParis, MO
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/13/1908
Community BankYes
Ownership TypeNot Mutual
ZIP64658
State and County Number29115
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees95
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance05/11/1961
Primary Insurance AgencyDIF
Websitewww.regionalmo.bank
Data Updated11/14/2025
CERT18385
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$562.11M
Total Deposits$454.74M
Total Liabilities$500.98M
Total Equity Capital$61.13M
Net Income$2.51M
Net Loans and Leases$433.02M
Assets Per Employee ($Millions)$5.86M
Bank Premises and Fixed Assets$5.02M
Cash and Balances due from Depository Institutions$19.91M
Deposits Held in Domestic Offices$454.74M

Key Performance Ratios

Return on Assets (ROA)1.79%
Return on Equity (ROE)16.86%
Net Interest Margin4.11%
Efficiency Ratio56.95%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.875%
Earning Assets to total Assets93.54%

Income and Expense

Total Interest Income$7.96M
Total Noninterest Income$619.00k
Total Interest Expense$2.55M
Total Noninterest Expense$3.44M
Net Interest Income$5.41M
Pre-tax Net Operating Income$2.51M
Provision for Credit Losses$84.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$42.00M
Federal Funds Sold & Reverse Repurchase Agreement$3.28M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.24M
Total Liabilities and Capital$562.11M

Securities

Securities$77.85M
Available-for-sale debt securities$69.32M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$8.53M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Regional Missouri Bank?
$562.11M as of the latest filing.
How much are Regional Missouri Bank's total deposits?
$454.74M in total deposits.
Where is Regional Missouri Bank located?
Marceline, MO.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
9.
When was it established?
05/13/1908.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$433.02M (latest filing).
What is the total interest income (latest filing)?
$7.96M.