Town & Country Bank
Salem, MO
IDRSSD: 487357
Total Assets
$721.58M
Latest filing
Total Deposits
$623.21M
Latest filing
Net Interest Margin
4.28%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Town & Country Bank
1009 E. Scenic Rivers Blvd.
Salem, MO 65560
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1894FDIC Certificate 8262
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Town & Country Bank (Main) | 1009 E. Scenic Rivers Blvd. | Salem, MO |
| MOUNTAIN GROVE BRANCH | 910 N Main St | Mountain Grove, MO |
| ST. JAMES BRANCH | 325 N Jefferson St | St. James, MO |
| ROLLA BRANCH | 910 S Bishop Ave | Rolla, MO |
| SCENIC RIVERS BLVD. BRANCH | 400 W Scenic Rivers Blvd | Salem, MO |
| ROLLA NORTH BISHOP BRANCH | 1804 N Bishop Ave | Rolla, MO |
| PEVELY BANK BRANCH | 1645 Old State Road South | Pevely, MO |
| AVA BRANCH | 1106 Springfield Rd | Ava, MO |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1894 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65560 |
| State and County Number | 29065 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 142 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/03/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tcbanks.com |
| Data Updated | 01/30/2026 |
| CERT | 13071 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $721.58M |
| Total Deposits | $623.21M |
| Total Liabilities | $644.93M |
| Total Equity Capital | $76.65M |
| Net Income | $3.60M |
| Net Loans and Leases | $486.80M |
| Assets Per Employee ($Millions) | $5.12M |
| Bank Premises and Fixed Assets | $13.83M |
| Cash and Balances due from Depository Institutions | $19.04M |
| Deposits Held in Domestic Offices | $623.21M |
Key Performance Ratios
| Return on Assets (ROA) | 1.97% |
| Return on Equity (ROE) | 19.18% |
| Net Interest Margin | 4.28% |
| Efficiency Ratio | 55.81% |
| Tier 1 Risk-Based Capital Ratio | 18.633% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.622% |
| Earning Assets to total Assets | 94.48% |
Income and Expense
| Total Interest Income | $9.74M |
| Total Noninterest Income | $1.52M |
| Total Interest Expense | $2.37M |
| Total Noninterest Expense | $4.96M |
| Net Interest Income | $7.38M |
| Pre-tax Net Operating Income | $3.60M |
| Provision for Credit Losses | $326.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.09M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.78M |
| Federal Funds Purchased and Repurchased Agreement | $15.65M |
| All Other Liabilities | $3.99M |
| Total Liabilities and Capital | $721.58M |
Securities
| Securities | $182.74M |
| Available-for-sale debt securities | $182.74M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Town & Country Bank?
$721.58M as of the latest filing.
How much are Town & Country Bank's total deposits?
$623.21M in total deposits.
Where is Town & Country Bank located?
Salem, MO.
What is the Net Interest Margin?
4.28%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1894.
What is the Return on Assets (ROA)?
1.97%.
How much are total loans and leases?
$486.80M (latest filing).
What is the total interest income (latest filing)?
$9.74M.