Institution Class	Commercial bank, state charter, Fed member, supervised by FRB
Primary Regulator	FED
Established Date	01/01/1894
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	65560
State and County Number	29065
Subchapter S Corporations	Yes
Trust Powers	Trust Powers Grandfathered
Federal Reserve ID Number	08
Numeric code	13
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	136
Domestic Offices	10
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	01/03/2022
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.tcbanks.com
Data Updated	11/14/2025
CERT	13071
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$739.08M
Total Deposits	$635.41M
Total Liabilities	$665.47M
Total Equity Capital	$73.61M
Net Income	$3.82M
Net Loans and Leases	$487.10M
Assets Per Employee ($Millions)	$5.2M
Bank Premises and Fixed Assets	$13.99M
Cash and Balances due from Depository Institutions	$35.56M
Deposits Held in Domestic Offices	$635.41M

Return on Assets (ROA)	2.06%
Return on Equity (ROE)	21.31%
Net Interest Margin	4.19%
Efficiency Ratio	54.37%
Tier 1 Risk-Based Capital Ratio	18.443%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.08%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.959%
Earning Assets to total Assets	94.47%

Total Interest Income	$9.81M
Total Noninterest Income	$1.39M
Total Interest Expense	$2.48M
Total Noninterest Expense	$4.74M
Net Interest Income	$7.33M
Pre-tax Net Operating Income	$3.82M
Provision for Credit Losses	$157.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$95.00k
Federal Funds Sold & Reverse Repurchase Agreement	$1.66M
Federal Funds Purchased and Repurchased Agreement	$25.23M
All Other Liabilities	$4.74M
Total Liabilities and Capital	$739.08M

Securities	$184.29M
Available-for-sale debt securities	$184.29M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Town & Country Bank?

$739.08M as of the latest filing.

How much are Town & Country Bank's total deposits?

$635.41M in total deposits.

Where is Town & Country Bank located?

Salem, MO.

What is the Net Interest Margin?

4.19%.

How many domestic offices does it operate?

10.

When was it established?

01/01/1894.

What is the Return on Assets (ROA)?

2.06%.

How much are total loans and leases?

$487.10M (latest filing).

What is the total interest income (latest filing)?

$9.81M.