Peoples Savings Bank of Rhineland
Rhineland, MO
IDRSSD: 242257
Total Assets
$818.75M
Latest filing
Total Deposits
$694.05M
Latest filing
Net Interest Margin
4.35%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Savings Bank of Rhineland
101 Bluff St
Rhineland, MO 65069
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/12/1935FDIC Certificate 9611
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Peoples Savings Bank of Rhineland (Main) | 101 Bluff St | Rhineland, MO |
| FARMBANK BRANCH | 1 S Lincoln St | Green City, MO |
| CLARKSVILLE BRANCH | 309 South 2nd Street | Clarksville, MO |
| TROY BRANCH | 115 N Lincoln Dr | Troy, MO |
| HERMANN BRANCH | 112 W 5th St | Hermann, MO |
| NEW FLORENCE BRANCH | 514 Picnic St | New Florence, MO |
| MONTGOMERY CITY BRANCH | 105 N Sturgeon St | Montgomery City, MO |
| NEW HAVEN BRANCH | 9414 Highway 100 | New Haven, MO |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/12/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65069 |
| State and County Number | 29139 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 97 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/13/2025 |
| Date of Deposit Insurance | 08/21/1935 |
| Primary Insurance Agency | DIF |
| Website | www.ourpsb.com |
| Data Updated | 01/30/2026 |
| CERT | 15264 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $818.75M |
| Total Deposits | $694.05M |
| Total Liabilities | $741.95M |
| Total Equity Capital | $76.80M |
| Net Income | $2.17M |
| Net Loans and Leases | $640.40M |
| Assets Per Employee ($Millions) | $6.45M |
| Bank Premises and Fixed Assets | $18.86M |
| Cash and Balances due from Depository Institutions | $51.55M |
| Deposits Held in Domestic Offices | $694.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1.13% |
| Return on Equity (ROE) | 11.99% |
| Net Interest Margin | 4.35% |
| Efficiency Ratio | 61.97% |
| Tier 1 Risk-Based Capital Ratio | 10.698% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.38% |
| Earning Assets to total Assets | 90.41% |
Income and Expense
| Total Interest Income | $11.57M |
| Total Noninterest Income | $962.00k |
| Total Interest Expense | $3.87M |
| Total Noninterest Expense | $5.37M |
| Net Interest Income | $7.70M |
| Pre-tax Net Operating Income | $2.72M |
| Provision for Credit Losses | $577.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $42.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.97M |
| Federal Funds Purchased and Repurchased Agreement | $500.00k |
| All Other Liabilities | $4.66M |
| Total Liabilities and Capital | $818.75M |
Securities
| Securities | $73.70M |
| Available-for-sale debt securities | $73.70M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Savings Bank of Rhineland?
$818.75M as of the latest filing.
How much are Peoples Savings Bank of Rhineland's total deposits?
$694.05M in total deposits.
Where is Peoples Savings Bank of Rhineland located?
Rhineland, MO.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
12.
When was it established?
08/12/1935.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$640.40M (latest filing).
What is the total interest income (latest filing)?
$11.57M.