Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	08/12/1935
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	65069
State and County Number	29139
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	08
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	97
Domestic Offices	12
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	06/30/2024
Date of Deposit Insurance	08/21/1935
Primary Insurance Agency	DIF
Website	www.ourpsb.com
Data Updated	11/14/2025
CERT	15264
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$722.60M
Total Deposits	$582.06M
Total Liabilities	$654.52M
Total Equity Capital	$68.07M
Net Income	$2.21M
Net Loans and Leases	$573.11M
Assets Per Employee ($Millions)	$7.45M
Bank Premises and Fixed Assets	$17.20M
Cash and Balances due from Depository Institutions	$33.52M
Deposits Held in Domestic Offices	$582.06M

Return on Assets (ROA)	1.24%
Return on Equity (ROE)	13.24%
Net Interest Margin	4.03%
Efficiency Ratio	60.19%
Tier 1 Risk-Based Capital Ratio	11.419%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.1%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.421%
Earning Assets to total Assets	93.51%

Total Interest Income	$10.15M
Total Noninterest Income	$776.00k
Total Interest Expense	$3.47M
Total Noninterest Expense	$4.49M
Net Interest Income	$6.68M
Pre-tax Net Operating Income	$2.80M
Provision for Credit Losses	$169.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$68.24M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$4.22M
Total Liabilities and Capital	$722.60M

Securities	$78.34M
Available-for-sale debt securities	$78.34M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Peoples Savings Bank of Rhineland?

$722.60M as of the latest filing.

How much are Peoples Savings Bank of Rhineland's total deposits?

$582.06M in total deposits.

Where is Peoples Savings Bank of Rhineland located?

Rhineland, MO.

What is the Net Interest Margin?

4.03%.

How many domestic offices does it operate?

12.

When was it established?

08/12/1935.

What is the Return on Assets (ROA)?

1.24%.

How much are total loans and leases?

$573.11M (latest filing).

What is the total interest income (latest filing)?

$10.15M.