Verimore Bank

Brookfield, MO
IDRSSD: 710176
Total Assets
$623.44M
Latest filing
Total Deposits
$532.23M
Latest filing
Net Interest Margin
5.99%
Profitability

Locations

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Main Office
Verimore Bank
300 W Lockling St
Brookfield, MO 64628
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1934FDIC Certificate 41764

Branches (7)

Page 1 of 1
NameAddressCity / State
Verimore Bank (Main)300 W Lockling StBrookfield, MO
EAGLEVILLE BRANCH16023 Locust StEagleville, MO
303 SOUTH JEFFERSON BRANCH303 S Jefferson StKearney, MO
NORTH MARKET STREET BRANCH101 S Market StMilan, MO
CLAY COUNTY BRANCH1178 W Kansas StLiberty, MO
SAM BARR DRIVE BRANCH455 Sam Barr DrKearney, MO
NORTH BRIGHTON AVENUE BRANCH8140 N Brighton AveKansas City, MO
NORTH KANSAS CITY BRANCH1925 Burlington StNorth Kansas City, MO
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date05/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP64628
State and County Number29115
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees67
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/26/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.verimore.bank
Data Updated11/14/2025
CERT28930
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$623.44M
Total Deposits$532.23M
Total Liabilities$555.05M
Total Equity Capital$68.39M
Net Income$2.09M
Net Loans and Leases$477.88M
Assets Per Employee ($Millions)$6.78M
Bank Premises and Fixed Assets$11.29M
Cash and Balances due from Depository Institutions$58.76M
Deposits Held in Domestic Offices$532.23M

Key Performance Ratios

Return on Assets (ROA)1.55%
Return on Equity (ROE)14.37%
Net Interest Margin5.99%
Efficiency Ratio58.31%
Tier 1 Risk-Based Capital Ratio13.399%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.81%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.97%
Earning Assets to total Assets94.79%

Income and Expense

Total Interest Income$11.18M
Total Noninterest Income$447.00k
Total Interest Expense$3.45M
Total Noninterest Expense$4.99M
Net Interest Income$7.73M
Pre-tax Net Operating Income$2.10M
Provision for Credit Losses$1.09M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$19.50M
Federal Funds Sold & Reverse Repurchase Agreement$16.15M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.32M
Total Liabilities and Capital$623.44M

Securities

Securities$41.08M
Available-for-sale debt securities$41.05M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Verimore Bank?
$623.44M as of the latest filing.
How much are Verimore Bank's total deposits?
$532.23M in total deposits.
Where is Verimore Bank located?
Brookfield, MO.
What is the Net Interest Margin?
5.99%.
How many domestic offices does it operate?
5.
When was it established?
05/01/1934.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$477.88M (latest filing).
What is the total interest income (latest filing)?
$11.18M.