United Bank of Union
Union, MO
IDRSSD: 562058
Total Assets
$561.85M
Latest filing
Total Deposits
$462.60M
Latest filing
Net Interest Margin
4.03%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
United Bank of Union
15 E Main St
Union, MO 63084
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/22/1934FDIC Certificate 8955
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Bank of Union (Main) | 15 E Main St | Union, MO |
| UNION BRANCH | 210 Us Highway 50 W | Union, MO |
| REBEL ROAD BRANCH | 1440 Rebel Dr | Union, MO |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Heritage Community Bank
Union, Missouri
→
Assets: $308.02MΔ -46.5%
Regional Missouri Bank
Marceline, Missouri
→
Assets: $562.11MΔ -2.3%
Phelps County Bank
Rolla, Missouri
→
Assets: $561.82MΔ -2.4%
Legends Bank
Linn, Missouri
→
Assets: $593.14MΔ +3.1%
First State Bank of St. Charles, Missouri
St. Charles, Missouri
→
Assets: $551.61MΔ -4.1%
The Maries County Bank
Vienna, Missouri
→
Assets: $600.30MΔ +4.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/22/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63084 |
| State and County Number | 29071 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/07/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.ubu.bank |
| Data Updated | 01/30/2026 |
| CERT | 14334 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $561.85M |
| Total Deposits | $462.60M |
| Total Liabilities | $515.30M |
| Total Equity Capital | $46.55M |
| Net Income | $2.05M |
| Net Loans and Leases | $452.34M |
| Assets Per Employee ($Millions) | $7.11M |
| Bank Premises and Fixed Assets | $9.55M |
| Cash and Balances due from Depository Institutions | $27.08M |
| Deposits Held in Domestic Offices | $462.60M |
Key Performance Ratios
| Return on Assets (ROA) | 1.44% |
| Return on Equity (ROE) | 17.8% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 60.3% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.286% |
| Earning Assets to total Assets | 95.89% |
Income and Expense
| Total Interest Income | $8.52M |
| Total Noninterest Income | $591.00k |
| Total Interest Expense | $3.03M |
| Total Noninterest Expense | $3.66M |
| Net Interest Income | $5.49M |
| Pre-tax Net Operating Income | $2.05M |
| Provision for Credit Losses | $360.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $49.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.20M |
| Total Liabilities and Capital | $561.85M |
Securities
| Securities | $62.43M |
| Available-for-sale debt securities | $62.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Bank of Union?
$561.85M as of the latest filing.
How much are United Bank of Union's total deposits?
$462.60M in total deposits.
Where is United Bank of Union located?
Union, MO.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
3.
When was it established?
03/22/1934.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$452.34M (latest filing).
What is the total interest income (latest filing)?
$8.52M.